Brown & Brown

Benefit Plan Nondiscrimination Rules
2024-06-20 11:00 - 12:00 (America/Chicago) | Virtual
Group health plans have a particularly complicated set of rules related to self-funded group health plans and cafeteria plans under the Internal Revenue Code (IRC). Specifically, the IRC nondiscrimination rules that apply to these types of plans can be challenging for plan sponsors to navigate. To help ensure employer plans maintain their tax-favored status and that benefits are distributed equitably among employees, employers must become familiar with the nondiscrimination testing rules that apply to their benefit offerings.
Key Topics Include:

Overview of Cafeteria Plan Nondiscrimination Testing: Eligibility Test, Contributions & Benefits Test and Key Employee Concentration Test
Self-Insured health plans and Code Section 105(h) nondiscrimination testing
Dependent Care Assistance Programs (DCAPs) and nondiscrimination testing failures
The special nondiscrimination test that applies to employer-sponsored group-term life insurance plans (and their application to Key Employees under the plan)

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Work Smarter, Live Better: Strategies to Manage Stress and Improve Work-Life Balance
2024-05-22 13:00 - 14:00
Mental health continues to be a top priority for employers. With stress, anxiety, and burnout on the rise, many organizations are considering ways to enhance support for employees and improve mental health and well-being.
Please join us as we host a webinar focused on the importance of stress management and work-life balance. Our keynote speaker will share tools and strategies to help employees lower their stress levels, navigate challenges, and increase satisfaction on and off the job. Additionally, we will highlight actions employers can take to support the mental health needs of their workforce and promote a positive workplace culture.

Health Plan Transparency Requirements
2024-05-16 11:00 - 12:00
Under Federal law, group health plans are responsible for various reporting and disclosure requirements that aim to improve transparency within the healthcare industry. This webinar will review the key health plan transparency requirements and provide information regarding recent regulatory guidance that addresses the application and enforcement of these rules.

Items covered in this presentation will include:

Review of the guidance and regulations addressing the surprise medical bill requirements since their initial effective date in 2022
Brief overview of the transparency requirements applicable to group health plans and the effective dates
Review of updated price comparison tool requirements effective in 2024
Discussion of current guidance regarding RxDC reporting due by June 1, 2024
Discussion of current guidance regarding gag-clause prohibition attestation requirements due by December 31, 2024
Overview of issues to consider when relying on third parties to comply with these requirements

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

A Continuing Conversation about COBRA
2024-04-18 11:00 - 12:00
The Consolidated Omnibus Budget Reconciliation Act of 1985, known simply as COBRA, is a federal law that grants certain employees, spouses and dependents the right to continue employer-sponsored health coverage after a loss of coverage and eligibility in certain situations. While the continuation rights provided for under COBRA have been around for nearly 40 years, compliance with COBRA remains one of employers’ biggest and most complicated employee benefits issues.
This webinar will present an overview of the requirements imposed on plan sponsors under COBRA and address common issues employers may face when fulfilling their obligations under the statute.
Topics addressed in this webinar will specifically include:

Which employers are subject to COBRA?
Which employer-sponsored plans are subject to COBRA?
Which individuals have continuation rights as qualified beneficiaries under COBRA?
What events trigger a plan sponsor’s obligation to offer continuation coverage under COBRA?
How is the premium for continuation coverage provided under COBRA determined, and what are the rules regarding payment for the coverage?
What are the notice obligations for both qualified beneficiaries and plan sponsors under COBRA?
What penalties may a plan sponsor face for failing to comply with various aspects of COBRA?

REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Cyber and Data Security: Claims, Coverage and Marketplace Trends
2024-03-26 13:00 - 14:00
Please join us for a robust discussion addressing important issues and trends in the Cyber and Data Security marketplace. Three industry veterans will address and discuss current trends in the claims and litigation environments, including, proactive measures by policyholders to help ensure a smooth claim process. The group will also discuss underwriting standards and related issues, placement of coverage, adequate limits and challenges when placing coverage.
REGISTER HERE

Mental Health Parity and Addiction Equity Act Basics
2024-03-21 11:00 - 12:00
Navigating mental health parity requirements is an important aspect of managing group health plan compliance responsibilities, and employers face challenges adhering to those requirements as reflected in the Mental Health Parity and Addiction Equity Act (MHPAEA). The challenges under the MHPAEA include determining how to provide parity between mental health/substance use disorder benefits and medical and/or surgical benefits concerning a plan’s financial cost-sharing requirements, treatment limitations and other restrictions or limitations (e.g., medical management standards, drug formulary, network design, plan exclusions, etc.).
Join us as we break down the intricacies of these regulations while covering the following topics:

The background and development of the MHPAEA’s requirements for Quantitative Treatment Limitations (QTLs) and Non-Quantitative Treatment Limitations (NQTLs)
What plans are subject to the MHPAEA requirements?
What are a plan sponsor’s obligations with respect to the MHPAEA?
Legislative landscape updates: 2023 MHPAEA/NQTL proposed rules and looking ahead

REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Medicare Eligibility Services
2024-02-22 13:00 - 14:00
Brown & Brown Medicare Eligibility Services recognizes that Medicare can be a complex and confusing topic for employees and HR leaders. To help address this, Brown & Brown Eligibility Services is hosting a complimentary educational webinar to assist individuals in gaining a better understanding of the fundamentals of Medicare.
The webinar allows attendees to understand how Original Medicare operates, explore common supplemental coverage options, debunk common misconceptions, understand the enrollment process and much more.
** For additional information about Brown & Brown Medicare Eligibility Services, HR leaders are encouraged to contact their Brown & Brown representative to request a service proposal. Brown & Brown Medicare Eligibility Services offers Medicare guidance and comprehensive enrollment support for Medicare-eligible employees and their family members. **
Brown & Brown Eligibility Services is a division of Brown & Brown Absence Services Group.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

HSA Compliance: A Deep Dive into the Rules Surrounding HSAs
2024-02-15 11:00 - 12:00
High Deductible Health Plans (HDHPs) and Health Savings Accounts (HSAs) have long been considered important to employers’ overall health and welfare benefit programs. Employers may consider offering HDHPs and related HSAs under their benefit plan due to the reduced administrative burden related to HSAs, as the account is owned by the employee HSA account holder. Employees may also benefit from HSAs due to their tax-favored status under the Internal Revenue Code. Although HSAs have their advantages, these advantages also come with a complex regulatory environment for both employees and employers alike.
Join us as we help unravel the complexities of HSAs and provide clarity surrounding the following key topics:

Who is eligible to contribute to an HSA?
What is considered permissible coverage and impermissible non-HDHP coverage?
HSAs and their interaction with FSAs and HRAs
The timing and annual limits of HSA contributions
Mid-year election changes related to both HSAs and HDHPs

REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Crime Policies: Beyond Employee Theft - Coverage and Claims
2024-01-30 13:00 - 14:00
Please join us for a robust discussion addressing important issues and trends involving Crime Policies. Two industry veterans will address and discuss the different coverage grants typically found in such policies and claims that are subject to coverage. They will also discuss underwriting standards and related issues, placement of coverage, adequate limits and challenges when placing coverage.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

The ACA’s Employer Mandate and Look-Back Measurement Method
2024-01-18 11:00 - 12:00
The Affordable Care Act’s Employer Mandate (i.e., Employer Shared Responsibility requirement) affects all Applicable Large Employers (ALEs). An ALE is generally defined as an employer that employed at least 50 full-time and full-time equivalent employees on average in the previous calendar year. To help avoid potential penalties, many employers have implemented tracking systems embedded within their payroll and HRIS systems that assist them in identifying full-time employees (defined as employees that average 30 or more hours a week) and determining whether they may be subject to penalties for failing to offer those full-time employees medical coverage during the calendar year.
ALEs are required to provide information reporting under the Employer Shared Responsibility rules to individuals and the Internal Revenue Service (IRS). Since ALEs must comply with the reporting obligation for the 2023 calendar year in the first quarter of 2024, now is a good time for employers to reacquaint themselves with the ins and outs of the rules under the Employer Shared Responsibility provisions.
Topics covered include:

What criteria determines whether an employer may be considered an ALE (applicable large employer) and subject to the Employer Mandate and reporting requirement(s)?
What measurement methods are available for identifying full-time employees?
What are some of the differences between a standard and an initial measurement period, and how do they intertwine?
What are some considerations when handling position changes between part-time and full-time?
How can a leave of absence impact full-time status under the look-back measurement method?
What are some potential pitfalls when administering the look-back measurement method?

Attend & Earn 1.0 SHRM and HRCI Credit
Presented by the Brown & Brown Regulatory & Legislative Strategy Group.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

ACA Reporting – Are You Ready?
2023-12-14 11:00 - 12:00
ACA reporting that occurs in 2024 for the 2023 calendar year is just around the corner. Please join us as we review the ACA reporting requirements (Forms 1094-B, 1095-B, 1094-C and 1095-C) for the 2023 calendar year. While the information covered in this presentation may be a refresher for many, this area of regulatory compliance can be complex for many organizations.
To help you better navigate the ACA reporting, we will discuss:

Employers/Organizations subject to the reporting requirement
Delivery and filing requirements and deadlines
New requirement to file electronically for all employers providing at least ten information reports to employees (including W-2s, 1099s, 1095s, etc.)
General reporting method and required information
Meaning of reporting codes
Reporting scenarios
Related state reporting requirements

Attend & Earn 1.0 SHRM and HRCI Credit
Presented by the Brown & Brown Regulatory & Legislative Strategy Group.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

2023 Health and Welfare Plan Compliance FAQs
2023-11-16 11:00 - 12:00
We invite you to discuss some of the most frequent questions the Brown & Brown Regulatory and Legislative Strategy team received in 2023 related to benefit plan compliance requirements. In this webinar, we will explore several employee benefit plan regulatory requirements that need clarification for some plan sponsors.
Some of the FAQs we will address include:
+ Are plan sponsors required to file gag clause prohibition attestations in 2023?
+ Do telehealth benefits impact eligibility for HSA contributions?
+ Do plan sponsors have any responsibilities related to the RxDC reporting requirement?
+ How does an employee’s leave of absence or reduction in hours impact eligibility for benefits?
+ Can an employee cancel health coverage due to financial hardship?
Attend & Earn 1.0 SHRM and HRCI Credit
Presented by the Brown & Brown Regulatory & Legislative Strategy Group.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

ERISA Plan Documents and SPDs
2023-10-19 11:00 - 12:00
For most plan sponsors, the Employee Retirement Income Security Act (ERISA) is the most significant law governing their employee health and welfare benefit plans. Two of the most basic requirements imposed by ERISA are that the plan has a written plan document and a Summary Plan Description (SPD). Complying with these requirements can, in some cases, pose challenges for plan sponsors and plan administrators.
In this webinar, we will cover:

The basics of ERISA
The written plan document requirement
The Summary Plan Description (SPD) requirement

We will also help answer the following questions:

What health and welfare plans are subject to ERISA?
What are the required documents under ERISA, and what information must those documents contain?
What are the distribution requirements for ERISA-required documents?
What are wrap documents, and how are they used to satisfy requirements under ERISA?

Attend & Earn 1.0 SHRM and HRCI Credit
Presented by the Brown & Brown Regulatory & Legislative Strategy Group.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

2023 Virtual Masterclass | Insights on What’s Trending in Benefits
2023-09-21 13:00 - 14:00
We know for many in HR, it’s a hectic time of year, and we are committed to keeping you up to date to help you make informed decisions on behalf of your company and its employees.
Join us for our upcoming Employee Benefits Virtual Masterclass featuring a panel discussing “Insights on What’s Trending in Benefits.”
Attend & Earn 1.0 SHRM and HRCI Credit
REGISTER HERE

The Hidden Intricacies of Benefit Notices
2023-09-14 11:00 - 12:00
Plan administrators and group health plans face numerous benefit-related notice requirements that can become challenging for employers to track. Specific notice obligations will depend on details such as the employer’s size, its status as fully or self-insured health plan and the various laws to which they are subject. Join us as we break down the who, what, when, where and how of the federal employee benefit notice requirements for health and welfare plans.
In this webinar, we will cover:

Who is responsible for sending benefit-related notices, and who must receive them?
What benefit notices must be provided?
When must benefit notices be provided?
Where should the individual benefit notices be included?
How should the notices be distributed?

Attend & Earn 1.0 SHRM and HRCI Credit
Presented by the Brown & Brown Regulatory & Legislative Strategy Group.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Metabolic Health Summer Series: Beyond the Drugs: HumanCentered Strategy that Supports the Metabolic Health of Your Employees
2023-09-13 13:00 - 14:00
Obesity and other metabolic conditions are contributing to a significant increase in health issues worldwide. Many employers are now experiencing a sharp increase in utilization of anti-obesity medications, including GLP–1 drugs. Join the Brown & Brown Population Health & Well-Being team and our distinguished guest speakers in a three-part webinar series on strategies to help address metabolic health.
Beyond the Drugs: HumanCentered Strategy that Supports the Metabolic Health of Your Employees
Wednesday, September 13, 2023 1:00 – 2:00 PM CDT
Metabolic health is influenced by many factors, including how we live our lives. Diet, exercise, physical activity, sleep and mental health can each positively or negatively impact the body. In addition to providing appropriate plan design and access to quality care and medication, employers can support the lifestyle and behaviors of their employees. Join us for an enlightening discussion about pragmatic steps an employer can take, from nutrition therapy coverage, work policies, workplace environment, culture and much more, to support the holistic metabolic health of their employees.
Speakers

Linda Gigliotti, MS, RDN, CDCES, CSOWM
Gina Julian, M.S., R.D., Managing Consultant, Brown & Brown

REGISTER HERE

Watch the recorded webinars from the series:
Metabolic Health Summer Series: An Inside Look at Diabetes and Weight Loss Medications
The Future of Metabolic Health: Weight-Loss Medication Benefits for Positive Impact on Your Population and Your Bottom Line

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Marijuana and the Workplace: How New Minnesota Laws Regarding Marijuana May Impact Employers and Employees
2023-08-17 13:30 - 14:30
Please join us for a robust discussion addressing important issues and trends involving the recent changes in Minnesota law regarding Marijuana. Two local attorneys will discuss the new legislation and its potential impact on Employers and Employees.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Medicare and Health Plans
2023-08-17 11:00 - 12:00
With a more diverse workforce, employers are receiving additional questions from employees regarding how Medicare enrollment interacts with, or otherwise affects, coverage under an employer-sponsored health benefit plan.
In this session, we will explore the interaction between group health plans and Medicare and answer many of the questions employers/plan sponsors are asking about Medicare coverage, including:

Does eligibility for Medicare affect group health plan coverage?
How does Medicare coordinate benefits with group health plans?
How does Medicare entitlement affect eligibility to contribute to an HSA?
Does Medicare entitlement allow for a corresponding mid-year change to health coverage elections?
How does Medicare entitlement impact eligibility for COBRA continuation coverage?
What are the Medicare Secondary Payer rules, and what do employers/plan sponsors need to know about them?
When plan participants have coverage under a group health plan and are eligible for or covered by Medicare, what are an employer/plan sponsor’s reporting and disclosure obligations?

Attend & Earn 1.0 SHRM and HRCI Credit
Presented by the Brown & Brown Regulatory & Legislative Strategy Group.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Metabolic Health Summer Series: The Future of Metabolic Health: Weight-Loss Medication Benefits for Positive Impact on Your Population and Your Bottom Line
2023-08-16 13:00 - 14:00
Obesity and other metabolic conditions are contributing to a significant increase in health issues worldwide. Many employers are now experiencing a sharp increase in utilization of anti-obesity medications, including GLP–1 drugs. Join the Brown & Brown Population Health & Well-Being team and our distinguished guest speakers in a three-part webinar series on strategies to help address metabolic health.
The Future of Metabolic Health: Weight-Loss Medication Benefits for Positive Impact on Your Population and Your Bottom Line
Wednesday, August 16, 2023 1:00 – 2:00 PM CDT
Join us to discuss how GLP-1 and antiobesity drugs are changing the healthcare landscape. The team will take a more holistic look at the therapeutic impacts and the potential outcomes employers should consider. We will also cover plan design considerations that will help members find the proper care and treatment and achieve outcomes for the long term while also helping to protect the financial interest of the organization.
Speakers

Tim Church, M.D., Ph.D., M.P.H., Chief Medical Officer, Wondr Health
Louise Short, M.D., M.Sc. FACOEM, National Clinical Leader, Brown & Brown

REGISTER HERE

Sign up for the next webinar in our summer series:

Beyond the Drugs: HumanCentered Strategy that Supports the Metabolic Health of Your Employees
Wednesday, September 13, 2023 1:00 – 2:00 PM CDT

Watch the first webinar from the series:

Metabolic Health Summer Series: An Inside Look at Diabetes and Weight Loss Medications

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Metabolic Health Summer Series: An Inside Look at Diabetes and Weight-Loss Medications
2023-07-12 13:00 - 14:00
Obesity and other metabolic conditions are contributing to a significant increase in health issues worldwide. Many employers are now experiencing a sharp increase in utilization of anti-obesity medications, including GLP–1 drugs. Join the Brown & Brown Population Health & Well-Being team and our distinguished guest speakers in a three-part webinar series on strategies to help address metabolic health.
An Inside Look at Diabetes and Weight-Loss Medications
Wednesday, July 12, 2023 1:00 – 2:00 PM CDT
There is a newer class of medication used to treat diabetes and weight loss. These GLP-1 and combined GLP-1/GIP drugs are receiving a lot of media attention, leading to a shift in public and medical perception. Join us to learn about the similarities and differences between diabetes and weight loss medications, the impact of the media, pros and cons of these medications for weight loss and diabetes.
Speakers

Austin Morgan, Pharm.D., BCACP, CDCES, Lead Clinical Pharmacist III – Development and Training, Tria Health
Andrea Grande, R.Ph., Principal, Brown & Brown

REGISTER HERE

Sign up for the next two webinars in our summer series:

The Future of Metabolic Health: Weight-Loss Medication Benefits for Positive Impact on Your Population and Your Bottom Line
Wednesday, August 16, 2023 1:00 – 2:00 PM CDT
Beyond the Drugs: HumanCentered Strategy that Supports the Metabolic Health of Your Employees
Wednesday, September 13, 2023 1:00 – 2:00 PM CDT

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Fiduciary Liability | Current Trends in Claims, Litigation and Placement
2023-07-12 13:00 - 14:00
Please join us for a robust discussion addressing important issues and trends in the Fiduciary Liability marketplace. Three industry veterans will address and discuss current trends in the claims and litigation environments including, proactive measures by policyholders to ensure a smooth claim process. They will also discuss underwriting standards and related issues, placement of coverage, adequate limits and challenges when placing coverage.
Attend & Earn 1.0 SHRM and HRCI Credit
Presented by the Brown & Brown Regulatory & Legislative Strategy Group.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

The End of the Outbreak Period and a Refresher on Wellness Programs
2023-06-15 11:00 - 12:00
The federal government plans to end much of the relief provided for under the original declaration of the COVID-19 National Emergency made on March 13, 2020. On May 4, 2020, the federal government also released a notice that extended certain timeframes during the COVID-19 National Emergency declaration and subsequent Outbreak Period that affect both plan sponsors and plan participants of group health & welfare plans subject to ERISA and the Internal Revenue Code. With the upcoming end of the National Emergency and Outbreak Period, many employers/plan sponsors will need to review the status of their current plan to ensure compliance with many of the rules employee health & welfare benefit plans will be subject to after the end of the National Emergency and related Outbreak Period.
This webinar will also provide helpful information on many of the rules surrounding health & welfare benefit plans that preceded the National Emergency. The webinar will include information on the current state of wellness programs as it relates to employees returning to the workplace.
The webinar will address the below topics:

Employer/Plan sponsor obligations both during the Outbreak Period and after the end of the Outbreak Period
COBRA and HIPAA special enrollment administration after the end of the Outbreak Period
Wellness Programs and their current regulatory landscape

Presented by the Brown & Brown Regulatory & Legislative Strategy Group.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Workers' Compensation: Returning the Injured Employee to Work
2023-05-31 13:00 - 14:00
Please join us for a robust discussion addressing important issues and trends in the Workers’ Compensation marketplace. Three industry veterans will address and discuss Return to Work Programs and their importance. They will focus on the necessary elements of a robust program, the interaction between the employee, the Vocational Consultant and the carrier, and how a successful program can drive better financial results for your Business.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Account-Based Health Plans
2023-05-18 11:00 - 12:00
Most employers offer their employees healthcare options that include account-based plans—Health FSAs, HRAs or HSAs. According to the International Foundation of Employee Benefits (IFEBP) 2022 Employee Benefits Survey, nearly 70% of private employers and 56% of public employers offer employees one or more highdeductible health plan options paired with a Health Savings Account. Additionally, 10% of private employers and 15% of public employers offer health plans that include a Health Reimbursement Arrangement. More than 83% of employers also provided employees with the opportunity to set aside pre-tax dollars in a Health FSA for reimbursement of their eligible out-of-pocket expenses.
In this webinar, we will address many of the issues that arise when employers offer account-based plans, including:

Tax advantages of HRAs, HSAs and Health FSAs
How these account-based plans interact with the employer’s major medical plan and with one another
Eligibility and enrollment
Contribution limits
Reimbursement rules
Nondiscrimination rules
ERISA requirements
HIPAA portability, nondiscrimination and privacy rules

Attend & Earn 1.0 SHRM and HRCI Credit
Presented by the Brown & Brown Regulatory & Legislative Strategy Group.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Social Engineering: What Is It? Should You be Worried About It? How Can You Mitigate Your Risk of an Incident?
2023-04-26 13:00 - 14:00
Please join us for a robust discussion addressing important issues and trends involving Social Engineering and what can be done to minimize your risk. Three industry veterans will address and discuss current trends in the claims and coverage environments and best practices for avoiding and/or mitigating this risk. They will also discuss underwriting standards and related issues, placement of coverage, adequate limits and challenges when placing coverage.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Transparency Update
2023-04-20 11:00 - 12:00
Under Federal law, group health plans are responsible for various new reporting and disclosure requirements that aim to improve transparency within the healthcare industry. This webinar will review the key health plan transparency requirements and provide information regarding recent regulatory guidance that addresses the application and enforcement of these rules. Items to be covered include:

A brief overview of the transparency requirements applicable to group health plans and the effective dates
A review of price comparison tool requirements effective in 2023
A discussion of current guidance regarding RxDC reporting due by June 1, 2023
A review of the guidance and regulations addressing the surprise medical bill requirements since their initial effective date in 2022
An overview of issues to consider when relying on third parties to comply with the requirements

Attend & Earn 1.0 SHRM and HRCI Credit
Presented by the Brown & Brown Regulatory & Legislative Strategy Group.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

On-Site Clinics and Other Supplemental Benefit Programs
2023-03-16 11:00 - 12:00
Increasingly, employer groups have expressed interest in establishing on-site health centers and other supplemental benefit programs as options for their employees. Employers cite the need to help control costs under their major medical plan, shorten periods of absence and increase productivity in the workplace as reasons for adopting such supplemental benefit programs. In offering on-site health services to employees and/or their dependents, employers should consider the scope of services they will provide and the persons eligible to use those services. These choices can affect the extent by which the following rules and regulations apply to the programs they choose to offer. This webinar will discuss:

ERISA Documentation and Form 5500 Reporting Requirements
COBRA
HIPAA Portability, Privacy and Security
Impact on HSA Eligibility
Tax Considerations (Including Domestic Partner Participation)

Attend & Earn 1.0 SHRM and HRCI Credit
Presented by the Brown & Brown Regulatory & Legislative Strategy Group.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Humira®/Biosimilars Forecast for 2023 and Beyond
2023-03-09 13:00 - 14:00
The biosimilars for the blockbuster drug Humira® will hit the market in 2023.
Join our team as we discuss the complexities surrounding biosimilars, how they may influence the pharmacy landscape and the important considerations employers should know. We look forward to having you attend the event!
Presented by:
Andrea Grance, R.Ph.
Principal, Brown & Brown
Tara Keeven
Vice President, PillarRx (part of the Brown & Brown team)
Heather Torres
Director of Learning & Development for Employee Benefits, Brown & Brown
Mark Abate
Retail Vice President
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

2022 Insurance Market Trends in Review and What to Expect in 2023
2023-02-27 13:00 - 14:00
Please join us for a robust discussion reviewing 2022 insurance trends and marketplace challenges and what we expect to see in 2023. Three industry veterans will discuss what occurred in the Executive Risk and Cyber, Casualty and Property markets, and provide insights about what 2023 may hold.
The webinar will last approximately 60 minutes, including 10 minutes at the end for Q&A. The webinar will be recorded and made available after if you are unable to join the live session.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.

Status Changes and Special Enrollments
2023-02-16 11:00 - 12:00
When an employee requests to make a mid-year election change to their benefit elections, employers must consider multiple factors, such as whether the election change is permitted under the Section 125 plan, in addition to the facts and circumstances surrounding the request. This is due to the complexity surrounding the various Section 125 Cafeteria Plan status change rules and HIPAA special enrollment events.
This webinar will discuss the events identified in the regulations that may allow employees to make mid-year health plan election changes, including some procedural issues that arise when handling employee requests. In this webinar, we will cover:

HIPAA Special Enrollment Events
General Information Related to Cafeteria Plans
Benefit Election Rules
Status Change Events Under Cafeteria Plans
Breaks in Employment (Termination and Rehire)
The Consistency Rule
Timing of the Request
Correcting Election Errors and Mistakes

Attend & Earn 1.0 SHRM and HRCI Credit
Presented by the Brown & Brown Regulatory & Legislative Strategy Group.
REGISTER HERE

DISCLAIMER: Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.
