For car enthusiasts, automobile collection is more than a hobby—it’s a culture and lifestyle. Auto collections vary widely, encompassing classics and modern marvels. In recent years, there’s been a shift in car collecting trends. While classic cars hold timeless appeal, there’s growing interest in newer models like LaFerrari, Lamborghini, Bugatti, Porsche and McLaren.

Preserving Value and History

The value of a collectible vehicle isn’t solely determined by its price tag. It can be a limited edition or modified from its original design. Low mileage and meticulous care maintain its pristine condition, making it a potentially lucrative investment. Provenance and historical significance also play a crucial role in a car’s value, making documentation and record-keeping essential for serious collectors.

Protect from Damage or Theft

Secure your vehicles against theft and natural disasters. Whether storing them in a highly rated facility, fortifying your garage or installing lifts, these measures help mitigate risks from catastrophic events like hurricanes and flooding. Advanced security systems, climatecontrolled environments, and regular maintenance checks are also critical in preserving the condition and security of your collection.

Specialized Insurance Solutions

Protecting your collection is imperative. Accidents happen, but you can safeguard your investment effectively with the appropriate precautions. Determine if you have specialized collector vehicle insurance that guarantees the vehicle’s value. This coverage considers factors like sentimental value and even provides cherished salvage options. Policies can be tailored to include agreed value coverage, helping to ensure that you receive the full insured amount in the event of a total loss.

How Brown & Brown Can Help

Our team works to provide itemized coverage for unique collections with high values or blanket coverage for broader collections of lower-valued items. We can help you protect your most valuable items, including cars, jewelry, art and more. Whether your collection is large and complex or composed of just one or two pieces, our team can offer solutions to meet your unique needs.

Personal Insurance Team