Arbor & Forestry Insurance Solutions

Specialist insurance support for
tree surgeons and arborists

Risks Facing Arborists & Forestry Businesses

Tree surgeons and arborists work in environments where height, machinery, vehicles, property and ground conditions can all affect the day. Whether you run a small tree care business, manage an arboricultural operation or undertake forestry work, your insurance requirements need to reflect what happens on site. Work may involve climbing, chainsaws, stump grinding, tree removal, roadside operations, woodland management or work near buildings and public spaces. We can interpret your activities, equipment, contracts and working practices, then structure those details for insurance consideration. If your business is growing or changing, we can also help review the arrangements around those developments.

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Arbor & Forestry Insurance

How Can We Help

Arboricultural insurance can involve public liability, employers liability, tools and equipment, plant, commercial vehicles, property, business interruption and professional risks. The right combination depends on your work, turnover, employees, subcontractors, equipment and contracts. We can organise those details and identify areas that may need particular attention, such as work at height, tree felling, emergency callouts or operations near roads and utilities. If you use specialist vehicles or machinery, we can help map how those assets are used and where they are kept. Our role is to make the insurance process easier to navigate, with information and discussions suited to your business.

Arborist with harness cutting a tree, climbing

Solutions at
Every Stage

Let’s Find the Right Fit Together

Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.

Why Choose Us

We understand the practical demands faced by tree surgeons and arborists, helping translate climbing, cutting, machinery, vehicles and site work into clear insurance requirements across your working day and contracts.

From sole traders to established arboricultural companies, we can structure information around contracts, equipment, employees and subcontractors, helping you explore suitable insurance options for your operation as your business develops.

Our teammates take a practical approach, helping you review arrangements when work changes, equipment grows, contracts develop or new services become part of the business without unnecessary insurance jargon too.

Arbor & Forestry Insurance

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Tree surgeon using chainsaw on tree

Your Questions, Answered

Tree surgeons and arborists can face several risks because work often takes place at height, around machinery, vehicles, buildings, roads and members of the public. Insurance requirements may include public liability, employers liability, tools and equipment, commercial vehicles and business interruption, depending on the operation. A contractor carrying out tree removal at domestic properties may have different requirements from a company undertaking commercial or forestry projects. We can discuss your activities, equipment, workforce and contracts, then structure the details for insurance consideration. Policy terms, conditions, exclusions and limits should be reviewed before deciding whether an arrangement suits your circumstances.

Public liability insurance is often considered by arboricultural businesses because tree work can involve property, vehicles, pedestrians and other third parties. For example, a falling branch, damaged fence or accidental contact with property could create a liability issue. The appropriate arrangements depend on your activities, contract requirements and the way work is carried out. We can map your jobs and discuss suitable insurance solutions, including any requirements requested by commercial clients or contractors. It is important to check policy wording, exclusions, limits and conditions, particularly where work involves roads, utilities, high-risk locations or activities outside the description originally presented to insurers.

Yes, tools and equipment can form an important part of an arborist’s insurance requirements. Chainsaws, chippers, stump grinders, climbing equipment, trailers and specialist machinery can represent significant business assets, while some items may be transported between sites. The appropriate arrangements depend on what you own, hire or lease, where equipment is stored and how it is used. We can organise an inventory of key items and help identify relevant questions for insurers. You should also check whether equipment is covered while in transit, overnight, on site or when left in vehicles, as policy conditions and exclusions can vary between arrangements.

If you employ climbers, grounds people, drivers or office teammates, employers liability insurance is an important consideration for your business. Your responsibilities can also extend to subcontractors, depending on their working arrangements and status. We can discuss how your workforce is structured and help identify the insurance requirements that may apply. For example, a business using regular subcontracted climbers may need to consider how those relationships are treated under its policy arrangements. Accurate information about employees, subcontractors, activities and working practices is important when arranging insurance. Always review the policy wording and legal requirements applicable to your specific circumstances in practice.

Summary

From tree surgeons and arborists to larger forestry operations, we translate practical site risks, equipment and working arrangements into clear insurance requirements suited to the way your business operates today.

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