{"id":7997,"date":"2024-03-20T08:19:20","date_gmt":"2024-03-20T13:19:20","guid":{"rendered":"https:\/\/www.bbrown.com\/insight\/flood-preparation\/"},"modified":"2025-08-01T11:51:51","modified_gmt":"2025-08-01T16:51:51","slug":"flood-preparation","status":"publish","type":"insight","link":"https:\/\/bbrown.com\/ca\/insight\/flood-preparation\/","title":{"rendered":"Flood Preparation | A Guide for Businesses and Homeowners"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image hero--background-image-blur\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\" style=\"background: url(https:\/\/bbrown.com\/wp-content\/uploads\/2023\/08\/White-Paper-\u2013-Flood-Preapation-Guide-\u2013-Brown-Brown-Web-Image.png) center center no-repeat; background-size: cover;\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100%  '>\n    <p class='text-white subheading'>Property &amp; Casualty<\/p>\n    <h1 class='text-white    '>\n      Flood Preparation | A Guide for Businesses and Homeowners\n    <\/h1>\n\t\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h1 class='text-brand-dark-blue    h2'>\n      Flood Preparation | A Guide for Businesses and Homeowners\n    <\/h1>\n\t\n  <\/div>[vc_column_text]<\/p>\n<h3>Preparing for a Flood<\/h3>\n<p>Floods can happen anywhere, anytime. Learn about how you can prepare for a flood, respond appropriately during the event and navigate your recovery process alongside available resources. Please remember, your first priority should be to ensure your safety and the safety of your employees, family and others in your community.<\/p>\n<h3>Know Your Flood Risk<\/h3>\n<p>The easiest way to determine your location\u2019s flood risk is through FEMA\u2019s Flood Map Service Center, which shows the likelihood of flooding in your area. Anything at or above a 1% chance qualifies as high-risk.<\/p>\n<p>There are several types of flooding that can impact your community. It\u2019s suggested that you familiarize yourself with the following list, as many floods can be both sudden and drastic.<\/p>\n<h4>Types of Floods<\/h4>\n<ul>\n<li>Flash floods<\/li>\n<li>River floods<\/li>\n<li>Storm surges<\/li>\n<li>Coastal floods<\/li>\n<li>Burn scars<\/li>\n<li>Debris flows<\/li>\n<li>Ice\/debris jams<\/li>\n<li>Snowmelt<\/li>\n<li>Dry wash<\/li>\n<li>Dam breaks<\/li>\n<li>Levee failures<\/li>\n<\/ul>\n<p>Floods can impact anyone, regardless of location. Floods often cause devastating, costly damages that can be alleviated with financial protection such as purchasing flood insurance. Brown &amp; Brown can help analyze your flood risk and determine a customized course of action on an individual level.<\/p>\n<h3>Make a Plan<\/h3>\n<p>Because floods can be unpredictable, it\u2019s important to have an area of higher ground designated prior to a flood occurring. This location should be quickly accessible and utilized before flooding begins, if possible.<\/p>\n<p>Officials may call for an evacuation, which must be done immediately upon notification. Having an emergency and evacuation plan in place beforehand is essential. This will outline what items to prepare, what appliances to adjust before leaving, how to help protect yourself and more.<\/p>\n<p>Be sure to prepare and bring an emergency kit if evacuated. An emergency kit should include, but is not limited to, the following:<\/p>\n<ul>\n<li>Food<\/li>\n<li>Flares<\/li>\n<li>Booster cables<\/li>\n<li>Maps<\/li>\n<li>Rubber boots<\/li>\n<li>Waterproof gloves<\/li>\n<li>Tool kit<\/li>\n<li>First aid kit<\/li>\n<li>Fire extinguisher<\/li>\n<li>Sleeping bags<\/li>\n<li>Sturdy shoes<\/li>\n<li>Insect repellant\/clothing with coverage (water that pools post-flood may attract mosquitos)<\/li>\n<\/ul>\n<p>Have an emergency app downloaded on all pertinent devices to stay aware of any potential or active flood warnings. The following list includes emergency and flood-specific alert applications:<\/p>\n<ul>\n<li>FEMA<\/li>\n<li>Red Cross<\/li>\n<li>FloodWatch<\/li>\n<li>FloodAlerts<\/li>\n<li>My Flood Risk<\/li>\n<\/ul>\n<p>[\/vc_column_text]\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='https:\/\/bbrown.com\/wp-content\/uploads\/2023\/08\/White-Paper-\u2013-Flood-Preapation-Guide-\u2013-Brown-Brown_web.pdf' target='_blank' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Continue Reading<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;988&#8243; alignment=&#8221;center&#8221;][vc_separator border_width=&#8221;2&#8243; el_width=&#8221;60&#8243;][vc_column_text]<\/p>\n<h6 style=\"text-align: center;\">Property &amp; Casualty Team<\/h6>\n<p>[\/vc_column_text]\t<div class='wpb_content_element text-center btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-dark-blue  '\n\t\t\t\thref='\/us\/contact\/contact-general\/' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Connect Now<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text] Preparing for a Flood Floods can happen anywhere, anytime. Learn about how you can prepare for a flood, respond appropriately during the event and navigate your [&hellip;]<\/p>\n","protected":false},"author":66,"featured_media":7998,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"insight_category":[119,34],"class_list":["post-7997","insight","type-insight","status-publish","has-post-thumbnail","hentry","insight_category-catastrophe-prep-guides","insight_category-property-casualty"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Flood Preparation | A Guide for Businesses and Homeowners - Brown &amp; Brown<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bbrown.com\/ca\/insight\/flood-preparation\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Flood Preparation | A Guide for Businesses and Homeowners\" \/>\n<meta property=\"og:description\" content=\"[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text] Preparing for a Flood Floods can happen anywhere, anytime. 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