{"id":42027,"date":"2026-07-31T05:45:04","date_gmt":"2026-07-31T10:45:04","guid":{"rendered":"https:\/\/bbrown.com\/?page_id=42027"},"modified":"2026-08-05T03:05:06","modified_gmt":"2026-08-05T08:05:06","slug":"insurance-following-a-previous-business-insolvency","status":"publish","type":"page","link":"https:\/\/bbrown.com\/ca\/sector\/specialism\/insurance-following-a-previous-business-insolvency\/","title":{"rendered":"Insurance Following a Previous Business Insolvency"},"content":{"rendered":"

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\n Insurance Following a Previous Business Insolvency\n <\/h1>\n\t\n <\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t
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Overview<\/h3>\n
\n Experiencing a business insolvency, whether through administration, liquidation, or receivership, can present challenges when establishing or insuring a new venture.<\/p>\n

While insurers will consider previous financial history as part of their underwriting process, cover may still be available depending on individual circumstances. A clear and accurate understanding of past events, including the reasons behind the insolvency, is an important part of helping secure appropriate insurance for a new business.<\/p>\n

Each case is assessed on its own merits, and outcomes may vary based on factors such as the nature of the previous business, financial history, and the structure of the new enterprise. <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n[vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column]\n

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Ready to help minimise your risk and uncertainty?<\/p>\n

\n Fill in Our Quick Form Today or Call Us on 01623 889530\n <\/h2>\n\t\n <\/div>\t
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\n How Can We Help\n <\/h2>\n\t\n <\/div>[vc_empty_space height=”24px”][vc_column_text css=””]We work with a range of insurers who consider a broad spectrum of risk profiles, including businesses with previous financial difficulties.<\/p>\n

Our role is to help support you by:<\/p>\n

Understanding your circumstances; <\/strong>We take the time to understand the background to your previous business, including any external factors that may have contributed to the outcome.<\/p>\n

Presenting your risk clearly to insurers:<\/strong> We can help ensure that all relevant information, including insolvencies, County Court Judgments (CCJs), Company Voluntary Arrangements (CVAs), or Individual Voluntary Arrangements (IVAs)\u00a0 is clearly communicated to insurers in line with fair presentation requirements.<\/p>\n

Accessing appropriate insurance markets; <\/strong>Through established relationships with specialist and mainstream insurers, we aim to identify providers willing to consider your application based on its full context.<\/p>\n

Advising on suitable cover; <\/strong>We will discuss the types of cover that may be appropriate for your business, based on its activities, structure, and risk profile.<\/p>\n

Insurance is not guaranteed, and terms offered will depend on underwriting criteria and full disclosure of all relevant facts.<\/em><\/strong>[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_empty_space][vc_single_image image=”42132″ img_size=”full” alignment=”center” css=””][\/vc_column][\/vc_row][\/vc_section][vc_row row_padding_bottom=”pb-4″ full_width=”stretch_row” content_placement=”middle” css=”.vc_custom_1741088111883{background: #002855 url(https:\/\/bbrown.com\/wp-content\/uploads\/2025\/02\/4be645659cbbb0f3bbb6de6614f07be2.png?id=12053) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” row_title=”New CTA”][vc_column width=”1\/2″]\n

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\n Solutions at
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\n Let\u2019s Find the Right Fit Together\n <\/h3>\n\t\n <\/div>[vc_column_text css=”” el_class=”text-white”]Every situation is different, and your insurance should reflect that. Let\u2019s connect and talk through options built with you in mind.[\/vc_column_text]\t
\n\t\t\t\t\t\n\t\t\t\tRequest a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][vc_section section_padding_top=”pt-0″ section_padding_bottom=”pb-0″ full_width=”stretch_row” css=”.vc_custom_1760970864152{background-color: #EAEAEC !important;}”][vc_row][vc_column]\n
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\n Key Considerations\n <\/h2>\n\t\n <\/div>[vc_empty_space height=”8px”][\/vc_column][\/vc_row][vc_row row_padding_top=”pt-0″][vc_column width=”2\/3″][vc_column_text css=””]When applying for insurance, it is essential to disclose all material facts relating to both business and personal financial history. This may include:<\/p>\n