{"id":42855,"date":"2026-09-30T05:36:57","date_gmt":"2026-09-30T10:36:57","guid":{"rendered":"https:\/\/bbrown.com\/?page_id=42855"},"modified":"2026-10-01T04:35:06","modified_gmt":"2026-10-01T09:35:06","slug":"activity-leisure-sports-insurance-solutions","status":"publish","type":"page","link":"https:\/\/bbrown.com\/ca\/sector\/specialism\/activity-leisure-sports-insurance-solutions\/","title":{"rendered":"Activity &#038; Leisure Sports Insurance Solutions"},"content":{"rendered":"<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image bg-brand-dark-blue bg-overlay\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\" style=\"background: url(https:\/\/bbrown.com\/wp-content\/uploads\/2026\/09\/AdobeStock_776118403-scaled.jpeg) center center no-repeat; background-size: cover;\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100%  '>\n    \n    <h1 class='text-white    '>\n      Activity &amp; Leisure Sports<br \/>\nInsurance Solutions\n    <\/h1>\n\t<p class='text-white subheading'>Specialist support for Activity &amp; Leisure Providers,<br \/>\nclubs and Instructors<\/p>\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t\t\t<a class='btn btn-brand-green  btn-angle'\n\t\t\t\t\t\t\t\thref='#form' target='_blank' data-toggle=''>\n\t\t\t\t\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_section][vc_row][vc_column]  <div class=\"container overlapping-image-container content-right\">\n    <div class=\"row\">\n      <div class=\"image-column col-md-12 col-lg\">\n        <div class=\"image-column--inner\" style=\"background-image: url('https:\/\/bbrown.com\/wp-content\/uploads\/2026\/09\/AdobeStock_217182031-scaled.jpeg');\"><\/div>\n      <\/div>\n      <div class=\"content-column col-md-12 col-lg-7\">\n        <div class=\"content-column--inner\">\n                      <h3>Understanding Activity &amp; Leisure Risks<\/h3>\n                    <div class=\"content-column--content \">\n            Leisure sports businesses face risks that can change from one day to the next. A climbing centre may deal with equipment, premises and participant incidents, while a watersports operator may face different challenges around weather, vessels and activities. From gyms and sports clubs, to activity centres and outdoor pursuits, suitable insurance solutions can be shaped around how your organisation operates. We take time to understand your activities, venues, equipment, people and contractual responsibilities, then translate those details into a practical insurance approach. Whether you are launching, expanding or reviewing existing arrangements, we can help you explore appropriate options.          <\/div>\n                  <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n[vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column]\n  <div class='content-heading  100% content-heading--ruled '>\n    <p class='text-brand-blue subheading'>Ready to help minimise your risk and uncertainty?<\/p>\n    <h2 class='text-brand-blue   text-bold h2'>\n      Fill in Our Quick Form Today\n    <\/h2>\n\t\n  <\/div>\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='#form' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1694604250735{background-color: #eaeaec !important;}&#8221; section_type=&#8221;bg-solid&#8221;][vc_row][vc_column width=&#8221;2\/3&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    <p class='text-brand-blue subheading'>Activity &amp; Leisure Sports Insurance<\/p>\n    <h2 class='text-brand-blue   text-bold h2'>\n      How Can We Help\n    <\/h2>\n\t\n  <\/div>[vc_empty_space height=&#8221;24px&#8221;][vc_column_text]Your needs may involve public liability, employers liability, property, equipment, business interruption, professional liability, motor or specialist activity risks. We can map the areas that matter and organise information so insurers can assess the risk. If you run multiple activities or venues, we can help structure the requirements rather than treating every exposure in isolation. We can discuss changes such as facilities, seasonal events, additional instructors, hired equipment or overseas trips. The aim is to create an insurance strategy that reflects your activities, responsibilities and plans, while keeping the process straightforward and focused on practical decisions.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_empty_space height=&#8221;32px&#8221;][vc_single_image image=&#8221;42958&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row row_padding_bottom=&#8221;pb-4&#8243; full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1741088111883{background: #002855 url(https:\/\/bbrown.com\/wp-content\/uploads\/2025\/02\/4be645659cbbb0f3bbb6de6614f07be2.png?id=12053) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; row_title=&#8221;New CTA&#8221;][vc_column width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-white    h2'>\n      Solutions at<br \/>\nEvery Stage\n    <\/h2>\n\t\n  <\/div>[\/vc_column][vc_column column_padding_bottom=&#8221;pb-0&#8243; width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100%  '>\n    \n    <h3 class='text-brand-light-blue    h3'>\n      Let\u2019s Find the Right Fit Together\n    <\/h3>\n\t\n  <\/div>[vc_column_text el_class=&#8221;text-white&#8221;]Every situation is different, and your insurance should reflect that. Let\u2019s connect and talk through options built with you in mind.[\/vc_column_text]\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='#form' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][vc_section section_padding_top=&#8221;pt-0&#8243; section_padding_bottom=&#8221;pb-0&#8243; full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1760970864152{background-color: #EAEAEC !important;}&#8221;][vc_row row_padding_bottom=&#8221;pb-0&#8243; full_width=&#8221;stretch_row&#8221; row_type=&#8221;bg-overlay&#8221; row_overlay_color=&#8221;bg-transparent-white&#8221; row_title=&#8221;Why choose us x3&#8243;][vc_column css=&#8221;.vc_custom_1640805942466{padding-top: 0px !important;}&#8221;]\n  <div class='content-heading text-center 100%  '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      Why Choose Us\n    <\/h2>\n\t\n  <\/div>[\/vc_column][\/vc_row][vc_row row_padding_top=&#8221;pt-2&#8243; row_padding_bottom=&#8221;pb-2&#8243; full_width=&#8221;stretch_row&#8221; row_type=&#8221;bg-overlay&#8221; row_overlay_color=&#8221;bg-transparent-white&#8221;][vc_column width=&#8221;1\/3&#8243;]  <div class=\"cards icon-column mb-2 match-height\">\n    <div class=\"icon-column--item cards--item \">\n\n      <div class=\"cards--inner\">\n\n                <div class=\"icon-column--icon bg-brand-dark-blue\">\n          <div class=\"icon-column--fa\"><i class=\"fas fa-fa fa-solid fa-table-tennis-paddle-ball\"><\/i><\/div>\n        <\/div>\n        \n        <h3 class=\"cards--title\"><\/h3>\n        <div class=\"cards--description\">We take time to understand how your leisure operation works, including activities, venues, equipment and participant arrangements, so the insurance discussion reflects your actual day to day risks for you.<\/div>\n\n        \n      <\/div>\n    <\/div>\n  <\/div>\n\n  [\/vc_column][vc_column width=&#8221;1\/3&#8243;]  <div class=\"cards icon-column mb-2 match-height\">\n    <div class=\"icon-column--item cards--item \">\n\n      <div class=\"cards--inner\">\n\n                <div class=\"icon-column--icon bg-brand-dark-blue\">\n          <div class=\"icon-column--fa\"><i class=\"fas fa-fa fa-solid fa-chart-line\"><\/i><\/div>\n        <\/div>\n        \n        <h3 class=\"cards--title\"><\/h3>\n        <div class=\"cards--description\">From established leisure businesses to growing activity providers, we can translate operational details into clear insurance requirements, helping you compare suitable options without unnecessary jargon or complexity for your business.<\/div>\n\n        \n      <\/div>\n    <\/div>\n  <\/div>\n\n  [\/vc_column][vc_column width=&#8221;1\/3&#8243;]  <div class=\"cards icon-column mb-2 match-height\">\n    <div class=\"icon-column--item cards--item \">\n\n      <div class=\"cards--inner\">\n\n                <div class=\"icon-column--icon bg-brand-dark-blue\">\n          <div class=\"icon-column--fa\"><i class=\"fas fa-fa fa-solid fa-headset\"><\/i><\/div>\n        <\/div>\n        \n        <h3 class=\"cards--title\"><\/h3>\n        <div class=\"cards--description\">You can speak with teammates who understand specialist leisure risks and can organise information clearly, helping you navigate renewals, changes, claims considerations and new activities with greater clarity where needed.<\/div>\n\n        \n      <\/div>\n    <\/div>\n  <\/div>\n\n  [\/vc_column][\/vc_row][\/vc_section][vc_section section_padding_top=&#8221;pt-0&#8243; section_padding_bottom=&#8221;pb-0&#8243; el_id=&#8221;form&#8221;][vc_row row_title=&#8221;50\/50 Text and Form&#8221;][vc_column width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    <p class='text-brand-blue subheading'>Activity &amp; Leisure Sports Insurance<\/p>\n    <h2 class='text-brand-blue   text-bold h2'>\n      Request a Quote\n    <\/h2>\n\t\n  <\/div>[vc_empty_space height=&#8221;16px&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Simple &amp; Efficient \u2013 Request a quote now<\/li>\n<li>Trusted Advisors \u2013 Nationwide specialists<\/li>\n<li>Exceptional Service \u2013 Rated by real customers on Feefo<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_raw_html]JTNDYSUyMGhyZWYlM0QlMjJodHRwcyUzQSUyRiUyRnd3dy5mZWVmby5jb20lMkZyZXZpZXdzJTJGYnJvd24tYnJvd24tdWslMjIlMjB0YXJnZXQlM0QlMjJfYmxhbmslMjIlM0UlM0NpbWclMjBhbHQlM0QlMjJGZWVmbyUyMGxvZ28lMjIlMjBib3JkZXIlM0QlMjIwJTIyJTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZhcGkuZmVlZm8uY29tJTJGYXBpJTJGbG9nbyUzRm1lcmNoYW50aWRlbnRpZmllciUzRGJyb3duLWJyb3duLXVrJTIyJTIwdGl0bGUlM0QlMjJTZWUlMjB3aGF0JTIwb3VyJTIwY3VzdG9tZXJzJTIwc2F5JTIwYWJvdXQlMjB1cyUyMiUyRiUzRSUzQyUyRmElM0U=[\/vc_raw_html][vc_single_image image=&#8221;42961&#8243; img_size=&#8221;large&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_raw_html]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[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1762338825815{background-color: #EAEAEC !important;}&#8221;][vc_row row_title=&#8221;FAQs Accordion&#8221;][vc_column]\n  <div class='content-heading text-center 100%  '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      Your Questions, Answered\n    <\/h2>\n\t\n  <\/div>[vc_tta_accordion][vc_tta_section title=&#8221;What types of Activity &amp; leisure sports businesses can you support?&#8221; tab_id=&#8221;1759938794153-b1e344a8-254a&#8221;][vc_column_text]We can support a range of leisure sports and activity businesses, including gyms, fitness studios, sports clubs, , climbing facilities, watersports operators, adventure centres and outdoor activity providers. Requirements vary depending on what you do, who participates, where activities take place and whether you own, lease or hire equipment. We can map those factors and discuss insurance solutions that may be relevant to situations. For example, a gym with instructors and members will have different considerations from a kayaking operator running trips. Sharing operational details helps us structure the enquiry and identify areas that may need consideration.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Do Activity &amp; leisure sports businesses need public liability insurance?&#8221; tab_id=&#8221;1774353177398-f9b737d2-5784&#8243;][vc_column_text]Public liability insurance is often an important consideration for leisure sports businesses because customers, visitors or members may be present while activities take place. The appropriate level and scope of cover will depend on your operations, contractual requirements, premises and activities. Some venues, landlords, governing bodies or commercial partners may also require evidence of particular arrangements. We can discuss how your business operates, identify relevant liability considerations and help you explore suitable insurance solutions. It is important to read policy terms, conditions, exclusions and limits carefully, as these determine how a policy may respond to circumstances and specific insurance claims.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Can you arrange insurance for multiple sports activities?&#8221; tab_id=&#8221;1774353220951-ec12f7c6-0322&#8243;][vc_column_text]Yes, it may be possible to structure insurance solutions around businesses offering several activities, although the available options will depend on the nature and combination of those activities. A leisure operator might offer climbing, archery, paddleboarding and team sports, with each activity carrying different considerations. We can organise the details of your programme, including instructors, participant numbers, locations, equipment and seasonal changes, so the requirements are clearly presented for consideration. If you introduce a new activity after arranging cover, contact us before starting it where possible. Policy terms may require notification, agreement or additional arrangements for changes in your operations.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;What information should I prepare before requesting a quote?&#8221; tab_id=&#8221;1774353263895-dc0364f5-0eca&#8221;][vc_column_text]Useful information can include a description of your activities, annual turnover, number of employees and instructors, participant numbers, premises details, equipment values, previous claims information and any contractual insurance requirements. Depending on the business, insurers may also ask about qualifications, operating procedures, safeguarding, risk management and activity. Having these details available can make the enquiry more efficient and help insurers understand the operation. If you are unsure what information is relevant, we can talk through the business with you and identify the areas to document. The final terms, conditions, exclusions, limits and premium remain subject to insurer assessment and acceptance.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][\/vc_section][vc_row][vc_column]\n  <div class='content-heading  100%  '>\n    \n    <h3 class='text-brand-blue    h3'>\n      Summary\n    <\/h3>\n\t\n  <\/div>[vc_column_text]From gyms and clubs to adventure centres and watersports operators &amp; Activity Instructors, we translate leisure activities into practical insurance requirements, helping you explore suitable solutions for operational risks across your operation today.[\/vc_column_text][\/vc_column][\/vc_row][vc_section][vc_row row_padding_bottom=&#8221;pb-4&#8243; full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1741088111883{background: #002855 url(https:\/\/bbrown.com\/wp-content\/uploads\/2025\/02\/4be645659cbbb0f3bbb6de6614f07be2.png?id=12053) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; row_title=&#8221;New CTA&#8221;][vc_column width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-white    h2'>\n      Activity &amp; Leisure Sports<br \/>\nInsurance Solutions Specialists\n    <\/h2>\n\t\n  <\/div>[\/vc_column][vc_column column_padding_bottom=&#8221;pb-0&#8243; width=&#8221;1\/2&#8243;][vc_column_text el_class=&#8221;text-white&#8221;]From gyms and clubs to adventure centres and watersports operators, our specialists can help you explore insurance solutions suited to your activities and operational risks.[\/vc_column_text]\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='#form' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][\/vc_section][vc_row row_title=&#8221;Feefo Carousel&#8221;][vc_column][vc_raw_html]JTNDZGl2JTIwaWQlM0QlMjJmZWVmby1zZXJ2aWNlLXJldmlldy1jYXJvdXNlbC13aWRnZXRJZCUyMiUyMGNsYXNzJTNEJTIyZmVlZm8tcmV2aWV3LWNhcm91c2VsLXdpZGdldC1zZXJ2aWNlJTIyJTNFJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Wine and spirits businesses can face a mix of risks across production, storage, transport, hospitality and trade. A vineyard may have agricultural property and machinery considerations, while a wholesaler could be more concerned with stock, warehouses, vehicles and customer contracts.<\/p>\n","protected":false},"author":51,"featured_media":42950,"parent":12390,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-42855","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Activity &amp; Leisure Sports Insurance Solutions - Brown &amp; Brown<\/title>\n<meta name=\"description\" content=\"Wine and spirits businesses can face a mix of risks across production, storage, transport, hospitality and trade.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bbrown.com\/ca\/sector\/specialism\/activity-leisure-sports-insurance-solutions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Activity &amp; 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