Media, TV & Entertainment Insurance

Overview

We provide specialist insurance advice for media, television and entertainment professionals, supporting freelancers, production companies and broadcasters across the UK and internationally.

From film and TV production through to digital media and content creation, projects often involve tight deadlines, complex logistics and multiple stakeholders. Even well-planned productions can face unexpected challenges, from equipment damage and location risks to delays caused by illness or adverse weather.

As an experienced UK insurance broker, we work closely with production companies, producers and media businesses to help arrange insurance solutions tailored to the specific needs of each project. Our support spans the full production lifecycle, from development and pre-production through to filming and post-production, helping you manage risk with greater confidence.

We can assist with a range of covers, including production insurance, media liability, cyber, and location-based risks, ensuring your business and projects are appropriately protected with solutions aligned to your activities.

What Cover do You Typically Need for Film and Media Production?

Film production insurance is typically arranged as a bespoke package, combining several types of cover to reflect the specific risks of each production.

Common areas of cover include:

  • Core insurance covers
  • Public Liability Insurance – protects against injury to third parties or damage to third-party property during filming
  • Employers’ Liability Insurance – usually required where crew or employees are engaged
  • Production Indemnity / Extra Expense – covers financial losses if a production is delayed, interrupted or abandoned
  • Equipment Insurance – covers owned or hired-in cameras, lighting and technical kit, often on an “all risks” basis
  • Professional Indemnity – important where creative, advisory or production services are provided
  • Cast Insurance – protects against delays or additional costs if key talent becomes unavailable
  • Media / Digital Cover – protects against loss, damage or corruption of footage or digital files
  • Depending on production, additional covers such as Errors & Omissions (E&O), drone liability, or adverse weather may also be required

Common Risks on Set

Film and media productions can often face a wide range of operational and financial risks. Even relatively small incidents can have a significant impact on budgets and timelines.

Typical risks include:

  • Injury to cast, crew or members of the public
  • Damage to locations or third-party property
  • Loss or theft of hired equipment
  • Delays caused by weather or location access issues
  • Illness or unavailability of key cast or crew
  • Loss or corruption of recorded footage
  • Contractual disputes or copyright-related claims

Without appropriate insurance in place, these risks can sometimes result in substantial financial exposure, including legal costs, reshoot expenses and project delays.

UK vs Overseas Filming: What’s Different?

Productions that take place outside the UK introduce additional considerations and require careful planning from an insurance perspective.

UK filming considerations

  • Local authority permits and compliance requirements
  • Public liability limits aligned to location expectations
  • Standard UK employment and liability regulations

Overseas filming considerations

  • Territorial limits – policies must confirm cover applies in the required countries
  • Travel and equipment transit risks
  • Local legal and regulatory requirements
  • Access to local medical support and emergency services
  • Potential need for additional covers (e.g. political risks, travel insurance, specialist liability)

Many production policies can be extended to include worldwide cover, but terms, conditions and security requirements will vary.

What do Insurers Expect?

Insurers will typically assess a range of factors when underwriting film and media risks. Being well prepared at the outset can help ensure a smoother placement process and more appropriate cover and this is where we can help.

We understand that no two productions are the same. Whether you’re producing a commercial, documentary, feature film or branded content, we work with a panel of specialist insurers to help arrange cover aligned to your project requirements.

Our approach focuses on:

  • Understanding the full scope of your production
  • Identifying key risk exposures early
  • Structuring tailored insurance solutions
  • Supporting you throughout the production lifecycle

Speak to One of Our Team

If you’re planning a production or reviewing your current insurance arrangements, our team can help you explore your options and ensure you have the right cover in place.

Media, TV & Entertainment Insurance

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