Real Estate & Property Owners
Comprehensive Insurance for Commercial Property Owners
Overview
Insurance for commercial property owners and real estate business can help to protect you financially against various risks associated with owning and managing properties, such as; damage to, or loss of the property, liability claims, theft, vandalism, and natural disasters such as storms and floods.
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How We Can Help
If you are a landlord of residential properties, a commercial property owner, or managing a vast property portfolio, we are here to help you protect yourself from a range of potential risks. With our comprehensive Commercial Property Owners’ Insurance solutions and tailored approach, we aim to provide you with a layer . The Brown & Brown team can work with you to provide comprehensive cover to help safeguard your properties and your investment.
What is Typically Covered?
- Property Damage Cover – Property Damage Cover aims to help your business recover if your building or contents are destroyed or damaged.
- Equipment Breakdown Cover – Securing this cover for commercial property owners’ is crucial, providing essential protection against unexpected mechanical or electrical breakdown of equipment, such as: lifts, central heating, air conditioning, office equipment.
- Rental Income Cover – Rental Income Cover, also known as Rent Guarantee Insurance, provides protection if your tenant fails to make their rental payments, aiming to protect your income and therefore providing some financial security.
- Terrorism Insurance – This cover can offer protection for businesses, contributing towards the cover of costs from potential threats and the financial impact of terrorist acts, rebellions, and uprisings. The goal is to provide customers with peace of mind and financial security by assisting covering the costs of property damage, physical loss or damage, business interruption, and other related losses.
- Legal Expenses – Legal Expenses Cover could address the costs linked to engaging a solicitor, as well as compensation and defence expenses. It is invaluable in handling scenarios where a claim is made against you, or when you need to initiate a claim against another party.
What is Not Typically Covered?
- Wear and tear
- Flaking paint, rust and other age-related issues
- Theft not involving a break in