Overview

Although not mandatory or a legal requirement, Travel Insurance or Holiday Insurance can offer reassurance and a sense of security when travelling abroad, particularly in countries without free healthcare services. It is highly recommended to consider purchasing a Travel Insurance policy for international trips, as it provides essential coverage, including medical expenses, trip cancellation, and baggage protection, among other unforeseen circumstances.

Ensuring you have adequate insurance coverage for holidays and travel arrangements is crucial when booking your trip. In the event of any mishaps or unforeseen circumstances, having this peace of mind will provide reassurance that both you and your finances are safeguarded when needed most.

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How We Can Help

At Brown & Brown, our dedicated team of travel specialists are committed to providing our customers with extensive insurance coverage, therefore, securing you a seamless and stress-free holiday experience. We aim to find comprehensive solutions tailored to individual needs, offering peace of mind and protection throughout your travels, allowing you to enjoy your holiday with confidence and security.

Regardless of your holiday preferences, we can offer a diverse range of cover options that can meet your specific requirements. From Single Trip Cover to Annual Multi Trip Cover, as well as Family and Group Travel Cover, and even Winter Sports Cover, you can choose the option that best suits your needs.

Family vacation travel RV, holiday trip in motorhome, Caravan car Vacation.

What is Typically Covered?

Medical Expenses Cover – You can obtain coverage for unexpected medical and surgical expenses that may arise while you are on a trip or holiday. This cover not only offers peace of mind, but also protects you financially from costly emergency medical bills.
Missed Departure Cover – This aims to provide coverage for additional accommodation and travel expenses in the event you miss your scheduled departure flight, boat, or train due to unforeseen circumstances beyond your control. These situations may include, but are not limited to, your vehicle breaking down, being involved in an accident, or experiencing delays in public transportation.
Baggage Cover – Baggage cover compensates for stolen, damaged, lost, or delayed belongings during your holiday or trip.
Cancellation or Curtailment of Trip – Holiday Cancellation Cover can provide assistance if you are unable to make your planned trip, while Curtailment Cover aims to protect you in the event that you need to prematurely end your holiday.
Repatriation Cover – This aims to cover the costs of specifically bringing you or a family member back to the home for medical treatment in case of a severe illness or accident while abroad. Additionally, providing coverage for the transportation expenses if you miss your original flight home due to a hospital stay overseas.

What is Typically Not Covered?

Pre-existing medical conditions
High-risk activities
Travel to high-risk countries

Medical Coverage Abroad

Covers emergency medical expenses, including hospital stays, doctor visits, and medical evacuations, ensuring you don’t face huge bills if you get sick or injured while travelling.

Trip Cancellation & Interruption Protection

Reimburses you for prepaid, non-refundable expenses if you have to cancel or cut your trip short due to covered reasons like illness, severe weather, or other emergencies.

Lost or Delayed Baggage Coverage

Provides compensation for lost, stolen, or delayed luggage, helping you replace essential items and reducing the stress of unexpected travel disruptions.