Vehicle Parts Manufacturers Insurance
Risks Facing Vehicle Parts Manufacturers
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How We Can Help
Whether you manufacture a single nut and bolt, supply components for vehicles still in R&D, or operate as a Tier 2 or Tier 3 automotive parts manufacturer, you need a broker, and insurer partners who truly understand what you do. The specialist materials you use, the applications your components go into, and the systems they support all create unique risks.
This is where we come in. Once we’ve discussed your business and its requirements, your enquiry goes straight to our specialist insurer partners, no long waits and no call‑centre approach.
As a parts manufacturer, having Vehicle Component Product Liability Insurance in place is essential. Not every insurer has an appetite for this sector, and policies often need to be tailored specifically to your processes and exposures. This is very rarely a “one size fits all” product.
The vehicle Parts and Components sector is vast and diverse as well as growing, no longer is it just ICE components but those for Electric Vehicles and emerging technologies such as Hydrogen. We cater for all types of vehicle types and their components.
- Vehicle engine parts and components, nut and bolt to complete engine manufacture and remanufacture
- Vehicle Drivetrain components and systems
- Braking, reconditioning and remanufacture
- Electrical systems
- Steering and Suspension
- Electric and Electronic Vehicle Components
- Battery and Power systems for electric vehicles
- Body Panels, structural and chassis
- Exhaust Manufacturing
We understand that not all vehicles are road going so we can also cater for the sports and off-road sector too.
- 4×4 aftermarket component manufacturers
- Sports Vehicles, Race and Rally vehicle components
Research & Development, its not just about manufacturing vehicle parts, for many in developing technologies the development has to start somewhere.
- Floor up development of complete vehicles from a Quadricycle to something larger
- Development of new technologies, component manufacture and materials development
- Conversion of ICE to Electric
- Chassis and Monocoque Development
- Off Road vehicle testing at specialist dedicated test facilities
A automotive component parts manufacturer’s insurance policy can include a wide range of covers.
Our regional and national claims teams work closely with you and your insurer to help get your business back on track as quickly as possible.
Solutions at
Every Stage
Let’s Find the Right Fit Together
Every situation is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.
Why Choose Us
Specialist cover from industry specialists
Fast turnaround from knowledgeable brokers
Dedicated local claims support
Whilst Product Liability Insurance is essential there are many other covers that should be considered.
- Business Contents – Plant & Machinery – Protecting specialist equipment, CNC machinery, CAD/CAM
- Business Interruption – keeping your business in business
- Public Liability – Protecting against allegations of negligence
- Employers Liability – Employing people, not only essential but a legal requirement
- Marine Insurance – Protecting your goods whether importing, exporting or distributing
- Cyber Insurance – essential for even the smallest business
Everyday your business has a multitude of exposures, ensure that you speak to a broker in this market that understands your products, your systems and your business.
If things do go wrong then our regional and national claims teams work closely with you and your insurer to help get your business back on track as quickly as possible.
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Your Questions, Answered
Product Liability Insurance is an important consideration for any vehicle parts manufacturer. If a component you produce is alleged to have caused injury, damage or loss , for example, due to a weld failure, electrical fault, brake component issue or unclear instructions, you may be required to defend a claim. Even if you are ultimately not responsible, the cost of investigating and defending such allegations can be significant. Product Liability Insurance can help provide financial protection in these situations.
Vehicle parts manufacturing is a highly innovative sector, and we regularly support businesses involved in a wide range of activities, including quadracycle production, ICE‑to‑EV conversions, motorcycle component manufacturing, hydrogen projects, charging systems and battery cell replacement.
We also understand that development and testing phases can create additional risks, such as dynamic testing or chassis testing. Speak to us about your products, systems or components, and we can explore insurance options suitable for your activities.
Exporting vehicle components internationally is common, and suitable insurance is often available. However, exporting to the USA or Canada can require more specific USA Product Liability Insurance, as claims environments and regulatory expectations can be more complex.
Some of our specialist insurer partners are experienced in supporting automotive parts manufacturers whose products are exported to North America, including safety‑critical and performance‑critical components. We can help you understand what cover may be appropriate based on your products and export markets.
Safety‑critical components do not necessarily prevent you from obtaining cover, but insurers do need a clear understanding of what you produce. The type of parts, whether a single manufactured item such as a gear, or a more complex assembly can influence the insurance requirements.
Safety‑critical parts can include braking, steering and suspension components, but may also extend to modern systems such as EV charging equipment, carbon‑fibre chassis builds or other advanced technologies. Understanding the origin of parts, quality controls, and manufacturing processes is important, and we can help present this information to insurers in a way that reflects your business accurately.
Choosing Brown & Brown means accessing multiple insurer partners rather than relying on a single provider. We work with a wide range of specialist insurers that are comfortable supporting the not only the Automotive insurance sector but specialst businesses that manufacture vehicle parts and components, enabling us to arrange cover that reflects your specific risks and exposures and giving you the protection you need.
As specialist commercial insurance brokers, we focus on business insurance. This allows us to stay closely aligned with the industries we support and to work with high‑quality insurer partners who offer broad coverage.
When you speak to us, you deal directly with experienced business insurance teammates, many of whom have been with the business for decades. You’ll receive knowledgeable, personal guidance from people who understand your sector, not a call‑centre approach.
Speak to our team today about your Vehicle Parts Manufacturing Insurance requirements and let us help you find the right cover for your business.