{"id":32970,"date":"2025-09-04T10:11:18","date_gmt":"2025-09-04T15:11:18","guid":{"rendered":"https:\/\/www.bbrown.com\/?post_type=insight&#038;p=32970"},"modified":"2026-03-13T06:01:50","modified_gmt":"2026-03-13T11:01:50","slug":"what-should-you-consider-when-buying-a-thatched-property","status":"publish","type":"insight","link":"https:\/\/bbrown.com\/uk\/insight\/what-should-you-consider-when-buying-a-thatched-property\/","title":{"rendered":"What Should You Consider When Buying A Thatched Property?"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_style=&#8221;page-hero&#8221; row_padding_top=&#8221;pt-0&#8243; row_padding_bottom=&#8221;pb-5&#8243; full_width=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1750779657728{padding-bottom: 200px !important;}&#8221; el_class=&#8221;bg-brand-linear-gradient-vertical&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image hero--background-image-blur\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h1 class='text-white    h1'>\n      What Should You Consider When Buying A Thatched Property?\n    <\/h1>\n\t\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_section section_padding_top=&#8221;pt-5&#8243; section_padding_bottom=&#8221;pb-5&#8243; full_width=&#8221;stretch_row&#8221; el_class=&#8221;overflow-visible&#8221;][vc_row row_padding_top=&#8221;pt-4&#8243; el_class=&#8221;overflow-visible overlapping-row&#8221;][vc_column el_class=&#8221;overlapping-column&#8221;][vc_single_image image=&#8221;32895&#8243; img_size=&#8221;1082&#215;439&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221; el_class=&#8221;brand-rounded-corners-right&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row row_padding_top=&#8221;pt-0&#8243; row_padding_bottom=&#8221;pb-0&#8243;][vc_column][vc_column_text css=&#8221;&#8221;]<strong>Thatched properties are an idyllic option for countryside living, providing traditional aesthetics and a cosy home life. However, the beautiful roof requires extra care and will need a bespoke thatch insurance policy to protect it. There are several things you should consider before buying a thatched property, we have outlined a few of these things to help your decision.<\/strong>[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_padding_bottom=&#8221;pb-3&#8243;][vc_column]\n  <div class='content-heading  100%  '>\n    \n    <h3 class='text-brand-blue    h3'>\n      Roof Maintenance\n    <\/h3>\n\t\n  <\/div>[vc_column_text css=&#8221;&#8221;]Unlike a standard tiled roof, a thatched roof needs to be replaced more frequently and will require slightly more maintenance. This varies between properties, and you may need to consult a thatcher to find out the current state of your roof. However, don\u2019t let this put you off! If a thatched roof looks dirty or slightly worse for wear, it doesn\u2019t mean that it needs a complete replacement. We always recommend that you speak to a professional thatcher to establish the state of the roof, it may be that it needs a couple of repairs.<\/p>\n<p>Another thing to consider before repairing or re-thatching is that there may be some restrictions on your property. Many thatched properties are situated within conservation areas, and you may need to fit certain guidelines with your style of thatch or materials you use. The main positive of a recently thatched roof is that your thatched property insurance may have a reduced premium, as it poses less of a risk.[\/vc_column_text][\/vc_column][\/vc_row][vc_section section_padding_top=&#8221;pt-0&#8243; section_padding_bottom=&#8221;pb-0&#8243; css=&#8221;.vc_custom_1741777869073{margin-top: 0px !important;padding-top: 0px !important;}&#8221;][vc_row row_padding_bottom=&#8221;pb-4&#8243; full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1741088111883{background: #002855 url(https:\/\/bbrown.com\/wp-content\/uploads\/2025\/02\/4be645659cbbb0f3bbb6de6614f07be2.png?id=12053) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; row_title=&#8221;New CTA&#8221;][vc_column width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-white    h2'>\n      Solutions at<br \/>\nEvery Stage\n    <\/h2>\n\t\n  <\/div>[\/vc_column][vc_column column_padding_bottom=&#8221;pb-0&#8243; width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100%  '>\n    \n    <h3 class='text-brand-light-blue    h3'>\n      Smart Cover Starts Here\n    <\/h3>\n\t\n  <\/div>[vc_column_text css=&#8221;&#8221; el_class=&#8221;text-white&#8221;]Insurance isn\u2019t one-size-fits-all. Let\u2019s explore options designed to match what matters most to you, with flexibility and clarity every step of the way.[\/vc_column_text]\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='#form' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][vc_row row_padding_bottom=&#8221;pb-3&#8243;][vc_column]\n  <div class='content-heading  100%  '>\n    \n    <h3 class='text-brand-blue    h3'>\n      Fire Safety\n    <\/h3>\n\t\n  <\/div>[vc_column_text css=&#8221;&#8221;]It is actually very unlikely for a thatched roof to catch fire, but if it does, then it is notoriously hard to put out. There are many steps you can take to prevent extensive fire damage and help your thatched house insurance policy. The first is to make sure that your chimney is swept at least once a year, to ensure it is in good condition. Chimney fires can be extremely dangerous, so this is important for your safety as well as your thatched home. An obvious addition to this is to make sure that you have a working fire alarm.<\/p>\n<p>Older properties may also have older wiring, it is important that you complete thorough electrical inspections every 5-10 years. Any electrical fires will be detrimental to your property and without an inspection, some insurers may be unwilling to give you a <a href=\"https:\/\/bbrown.com\/uk\/insight\/what-to-look-for-in-a-thatched-house-insurance-policy\/\">comprehensive thatch insurance policy<\/a>.[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_padding_bottom=&#8221;pb-3&#8243;][vc_column]\n  <div class='content-heading  100%  '>\n    \n    <h3 class='text-brand-blue    h3'>\n      Comprehensive Home Insurance\n    <\/h3>\n\t\n  <\/div>[vc_column_text css=&#8221;&#8221;]Arguably the most important factor for any homeowner is having comprehensive buildings insurance. A specialist thatched house insurance policy goes the extra mile to protect your roof as well as the rest of your property. The reason you need a specialist policy is because it is a nonstandard construction and therefore poses more risks than a home with a standard tiled roof. At Brown &amp; Brown, we are happy to discuss your home and go through all of the risk assessments that you can complete to get your thatch insurance from a specialist insurer.[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_padding_bottom=&#8221;pb-3&#8243;][vc_column][vc_column_text css=&#8221;&#8221;]You can get your thatched house insurance from Brown &amp; Brown. We have a specialist team that will take the time to understand your needs and help to find an insurer that offers a comprehensive policy.<\/p>\n<p>If you have any questions about thatched house insurance, call our team on <a href=\"tel:01458675568\">01458 675 568<\/a> or submit a <a href=\"https:\/\/bbrown.com\/uk\/insight\/what-should-you-consider-when-buying-a-thatched-property\/#form\">form<\/a> for a quote. For specialist thatch insurance, let\u2019s talk <a href=\"tel:01458675568\">01458 675 568<\/a>.[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_section el_id=&#8221;form&#8221;][vc_row row_padding_top=&#8221;pt-2&#8243;][vc_column]\n  <div class='content-heading text-center 100%  '>\n    \n    <h1 class='text-brand-blue    h1'>\n      Ready to help minimise your risk and uncertainty?\n    <\/h1>\n\t\n  <\/div>\n  <div class='content-heading text-center 100%  '>\n    \n    <h3 class='text-brand-blue    h3'>\n      Fill In Our Quick Form Today for a Quote.\n    <\/h3>\n\t\n  <\/div>[vc_raw_html css=&#8221;&#8221;]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[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; section_type=&#8221;bg-solid&#8221;][vc_row][vc_column]\n  <div class='content-heading  100% content-heading--ruled content-heading--ruled-brand-blue'>\n    \n    <h2 class='text-brand-blue    h2'>\n      Explore Other Solutions\n    <\/h2>\n\t\n  <\/div>[\/vc_column][vc_column width=&#8221;1\/3&#8243;]\n  <div class=\"cards image-column mb-2 match-height\">\n    <div class=\"image-column--item cards--item \">\n\n              <div class=\"image-column--image\" style=\"background-image: url('https:\/\/bbrown.com\/wp-content\/uploads\/2025\/10\/AdobeStock_55925530-1-1-scaled.jpeg')\"><\/div>\n      \n      <div class=\"cards--inner\">\n                \n                  <a class=\"full-link\" href=\"https:\/\/bbrown.com\/uk\/insight\/what-to-look-for-in-a-thatched-house-insurance-policy\/\" target=\"\"><span class=\"sr-only\">What to Look for in a Thatched House Insurance Policy<\/span><\/a>\n          <div class=\"cards--read-more\"><a href=\"https:\/\/bbrown.com\/uk\/insight\/what-to-look-for-in-a-thatched-house-insurance-policy\/\" target=\"\">What to Look for in a Thatched House Insurance Policy<\/a><\/div>\n              <\/div>\n\n    <\/div>\n  <\/div>\n\n[\/vc_column][vc_column width=&#8221;1\/3&#8243;]\n  <div class=\"cards image-column mb-2 match-height\">\n    <div class=\"image-column--item cards--item \">\n\n              <div class=\"image-column--image\" style=\"background-image: url('https:\/\/bbrown.com\/wp-content\/uploads\/2025\/10\/AdobeStock_80595866-2-1-scaled.jpeg')\"><\/div>\n      \n      <div class=\"cards--inner\">\n                \n                  <a class=\"full-link\" href=\"https:\/\/bbrown.com\/uk\/insight\/why-should-i-use-a-thatch-insurance-specialist\/\" target=\"\"><span class=\"sr-only\">Why Should you use a Thatch Insurance Specialist?<\/span><\/a>\n          <div class=\"cards--read-more\"><a href=\"https:\/\/bbrown.com\/uk\/insight\/why-should-i-use-a-thatch-insurance-specialist\/\" target=\"\">Why Should you use a Thatch Insurance Specialist?<\/a><\/div>\n              <\/div>\n\n    <\/div>\n  <\/div>\n\n[\/vc_column][vc_column width=&#8221;1\/3&#8243;]\n  <div class=\"cards image-column mb-2 match-height\">\n    <div class=\"image-column--item cards--item \">\n\n              <div class=\"image-column--image\" style=\"background-image: url('https:\/\/bbrown.com\/wp-content\/uploads\/2025\/10\/AdobeStock_48665590-1-scaled.jpeg')\"><\/div>\n      \n      <div class=\"cards--inner\">\n                \n                  <a class=\"full-link\" href=\"https:\/\/bbrown.com\/uk\/insight\/how-to-reduce-the-risks-of-a-thatch-fire-this-winter\/\" target=\"\"><span class=\"sr-only\">How to Reduce the Risks of a Thatch Fire this Winter<\/span><\/a>\n          <div class=\"cards--read-more\"><a href=\"https:\/\/bbrown.com\/uk\/insight\/how-to-reduce-the-risks-of-a-thatch-fire-this-winter\/\" target=\"\">How to Reduce the Risks of a Thatch Fire this Winter<\/a><\/div>\n              <\/div>\n\n    <\/div>\n  <\/div>\n\n[\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_style=&#8221;page-hero&#8221; row_padding_top=&#8221;pt-0&#8243; row_padding_bottom=&#8221;pb-5&#8243; full_width=&#8221;stretch_row_content&#8221; css=&#8221;.vc_custom_1750779657728{padding-bottom: 200px !important;}&#8221; el_class=&#8221;bg-brand-linear-gradient-vertical&#8221;][vc_column][\/vc_column][\/vc_row][vc_section section_padding_top=&#8221;pt-5&#8243; section_padding_bottom=&#8221;pb-5&#8243; full_width=&#8221;stretch_row&#8221; el_class=&#8221;overflow-visible&#8221;][vc_row row_padding_top=&#8221;pt-4&#8243; el_class=&#8221;overflow-visible overlapping-row&#8221;][vc_column el_class=&#8221;overlapping-column&#8221;][vc_single_image image=&#8221;32895&#8243; img_size=&#8221;1082&#215;439&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221; el_class=&#8221;brand-rounded-corners-right&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row row_padding_top=&#8221;pt-0&#8243; row_padding_bottom=&#8221;pb-0&#8243;][vc_column][vc_column_text css=&#8221;&#8221;]Thatched properties are an idyllic option [&hellip;]<\/p>\n","protected":false},"author":39,"featured_media":32895,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"insight_category":[133],"class_list":["post-32970","insight","type-insight","status-publish","has-post-thumbnail","hentry","insight_category-thought-leadership"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What Should You Consider When Buying A Thatched Property? - Brown &amp; Brown<\/title>\n<meta name=\"description\" content=\"Our thatch property team can discuss with you the things to consider when buying a comprehensive thatch insurance policy. Call 01458 675 568 to learn more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bbrown.com\/uk\/insight\/what-should-you-consider-when-buying-a-thatched-property\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Should You Consider When Buying A Thatched Property?\" \/>\n<meta property=\"og:description\" content=\"Our thatch property team can discuss with you the things to consider when buying a comprehensive thatch insurance policy. 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