{"id":33591,"date":"2025-10-28T08:04:10","date_gmt":"2025-10-28T13:04:10","guid":{"rendered":"https:\/\/www.bbrown.com\/?page_id=33591"},"modified":"2026-05-22T11:24:12","modified_gmt":"2026-05-22T16:24:12","slug":"agriculture","status":"publish","type":"page","link":"https:\/\/bbrown.com\/uk\/agriculture\/","title":{"rendered":"Specialist Insurance for Agriculture"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image bg-brand-dark-blue bg-overlay\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\" style=\"background: url(https:\/\/bbrown.com\/wp-content\/uploads\/2026\/03\/AdobeStock_170071737-scaled.jpeg) center center no-repeat; background-size: cover;\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100%  '>\n    <p class='text-white subheading'>Agriculture Insurance<\/p>\n    <h1 class='text-white    '>\n      Insurance for Modern Farming\n    <\/h1>\n\t<p class='text-white subheading'>Specialist cover for farms, equipment, crops &amp; livestock<\/p>\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t\t\t<a class='btn btn-brand-green  btn-angle'\n\t\t\t\t\t\t\t\thref='#form' target='_blank' data-toggle=''>\n\t\t\t\t\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_section][vc_row][vc_column]  <div class=\"container overlapping-image-container content-right\">\n    <div class=\"row\">\n      <div class=\"image-column col-md-12 col-lg\">\n        <div class=\"image-column--inner\" style=\"background-image: url('https:\/\/bbrown.com\/wp-content\/uploads\/2025\/11\/AdobeStock_495437453-scaled.jpeg');\"><\/div>\n      <\/div>\n      <div class=\"content-column col-md-12 col-lg-5\">\n        <div class=\"content-column--inner\">\n                      <h3>Overview<\/h3>\n                    <div class=\"content-column--content \">\n            Agriculture remains at the heart of the UK&#8217;s economy, but farmers face numerous risks from unpredictable weather to machinery failure. Agriculture insurance helps provide cover for the daily demands of running a farm or rural business. Whether you manage a family-owned operation or a large commercial farm, you face challenges that require practical insurance solutions. With pressures such as climate change, supply chain volatility and increased automation, the right support matters. Agriculture insurance may include cover for livestock, crops, buildings, plant and equipment, and public liability.          <\/div>\n                  <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n[vc_empty_space][vc_column_text css=&#8221;&#8221;]Farm insurance in the UK has traditionally been delivered through highly local, agent-led models that offer familiarity and straightforward, standardised cover for conventional farming operations. While effective for simpler risks, these approaches can lack flexibility when farms become more complex, diversified, or non-standard.<\/p>\n<p>At the other end of the spectrum, some brokers have shifted towards call-centre models, prioritising volume over relationship-driven service &#8211; with efficiency prioritised over deep understanding. Our approach bridges this gap.<\/p>\n<p>We combine specialist sector knowledge with tailored risk assessment, building insurance solutions around each individual farm to provide the flexibility, expertise, and personal service modern agricultural businesses require.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]\n  <div class='content-heading  100% content-heading--ruled '>\n    <p class='text-brand-blue subheading'>Ready to help minimise your risk and uncertainty?<\/p>\n    <h2 class='text-brand-blue   text-bold h2'>\n      Fill In Our Quick Form Today for a Quote.\n    <\/h2>\n\t\n  <\/div>\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='#form' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][\/vc_section][vc_section section_padding_top=&#8221;pt-0&#8243; section_padding_bottom=&#8221;pb-0&#8243; full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1760957173202{margin-bottom: 0px !important;background-color: #EAEAEC !important;}&#8221;][vc_row][vc_column]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      How We Can Help\n    <\/h2>\n\t\n  <\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_tta_tabs spacing=&#8221;3&#8243; active_section=&#8221;1&#8243;][vc_tta_section title=&#8221;Our Approach&#8221; tab_id=&#8221;1760959622822-c92430b5-67c1&#8243;][vc_column_text css=&#8221;.vc_custom_1761656307098{padding-top: 24px !important;}&#8221;]At Brown &amp; Brown, we provide agriculture insurance broking services tailored to meet the varied needs of rural businesses across the UK. No two farms are the same, which is why we work with you to understand the unique risks of your operation. Whether you\u2019re farming livestock, growing arable crops or running a diversified enterprise, we\u2019ll help you find the right policy from a panel of trusted insurers.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Cover Options&#8221; tab_id=&#8221;1760959622837-5e9dd437-6c1c&#8221;][vc_column_text css=&#8221;.vc_custom_1761656328807{padding-top: 24px !important;}&#8221;]Cover options we source may include livestock protection, buildings and machinery, business interruption, and liability insurance. For those involved in diversified activities such as glamping, educational visits or renewable energy, we can find you a policy that reflects all operational aspects.[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;Typically Covered&#8221; style=&#8221;simple&#8221; css=&#8221;&#8221;]<\/p>\n<ul>\n<li>Agricultural Buildings Cover<\/li>\n<li>Agricultural Contents Cover<\/li>\n<li>Public and Products Liability<\/li>\n<li>Employers Liability<\/li>\n<li>Environmental Liability<\/li>\n<li>Livestock Cover<\/li>\n<li>Milk in Tanks Cover<\/li>\n<li>Personal Accident Sickness<\/li>\n<li>Goods in Transit Insurance<\/li>\n<li>Household Insurance<\/li>\n<li>Property Owners Cover<\/li>\n<li>Legal Expenses Cover<\/li>\n<li>Renewable Energy and Solar Panels Cover<\/li>\n<\/ul>\n<p>[\/vc_toggle][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_toggle title=&#8221;Not Typically Covered&#8221; style=&#8221;simple&#8221; css=&#8221;&#8221;]<\/p>\n<ul>\n<li>Market Price Fluctuations<\/li>\n<li>Intentional Acts or Negligence<\/li>\n<\/ul>\n<p>[\/vc_toggle][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=&#8221;Our Support&#8221; tab_id=&#8221;1760959637714-7d6630f3-1658&#8243;][vc_column_text css=&#8221;.vc_custom_1764677015659{padding-top: 24px !important;}&#8221;]Our support does not end at finding a policy. We also assist with claims processes, risk assessments, and ongoing policy reviews to help you remain suitably covered as your business evolves. With a focus on clarity and communication, we aim to make insurance simple and accessible. With Brown &amp; Brown, you&#8217;re supported by a team that understands farming, listens carefully, and sources reliable insurance solutions to help keep your business moving.[\/vc_column_text][\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; section_type=&#8221;bg-solid&#8221;][vc_row][vc_column]\n  <div class='content-heading  100%  '>\n    \n    <h4 class='text-brand-blue   text-bold h2'>\n      Insurance Solutions You Can Trust\n    <\/h4>\n\t\n  <\/div>[\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;40367&#8243; img_size=&#8221;full&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;]  <div class=\"accordion-row-component\">\n\n    \n    <div class=\"accordion\" id=\"accordion-1546824309\" data-piechart-id=\"1546824309\">\n\n      <a class=\"row-title toggle\" id=\"title-1546824309\" href=\"#collapse-1546824309\"\n         data-toggle=\"collapse\" data-target=\"#collapse-1546824309\" aria-expanded=\"false\"\n         aria-controls=\"collapse-1546824309\">\n        <i class=\"accordion-toggle fas fa-angle-right\"><\/i>\n        <span class=\"title-text\">Contractors &amp; Rural Trades<\/span>\n      <\/a>\n\n      <div id=\"collapse-1546824309\" class=\"row-description collapse show\">\n        <div class=\" description-content\"\n          aria-labelledby=\"title-1546824309\" data-parent=\"#accordion-1546824309\">Contractors and rural trades play a vital role across farming and countryside operations, from groundwork and fencing to estate maintenance and agricultural services.<\/p>\n<p><strong><a style=\"color: #ba2031;\" href=\"https:\/\/bbrown.com\/uk\/contractors-rural-trades-insurance-solutions\/\" target=\"_blank\" rel=\"noopener\">LEARN MORE &gt;<\/a><\/strong>        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n    <div class=\"accordion-row-component\">\n\n    \n    <div class=\"accordion\" id=\"accordion-1449655763\" data-piechart-id=\"1449655763\">\n\n      <a class=\"row-title toggle\" id=\"title-1449655763\" href=\"#collapse-1449655763\"\n         data-toggle=\"collapse\" data-target=\"#collapse-1449655763\" aria-expanded=\"false\"\n         aria-controls=\"collapse-1449655763\">\n        <i class=\"accordion-toggle fas fa-angle-right\"><\/i>\n        <span class=\"title-text\">Farm Liability<\/span>\n      <\/a>\n\n      <div id=\"collapse-1449655763\" class=\"row-description collapse \">\n        <div class=\" description-content\"\n          aria-labelledby=\"title-1449655763\" data-parent=\"#accordion-1449655763\">Farming brings constant interaction between people, animals, machinery, and land, which means liability exposure can arise in many everyday situations.<\/p>\n<p><strong><a style=\"color: #ba2031;\" href=\"https:\/\/bbrown.com\/uk\/farm-liability-insurance-solutions\/\" target=\"_blank\" rel=\"noopener\">LEARN MORE &gt;<\/a><\/strong>        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n    <div class=\"accordion-row-component\">\n\n    \n    <div class=\"accordion\" id=\"accordion-1361551449\" data-piechart-id=\"1361551449\">\n\n      <a class=\"row-title toggle\" id=\"title-1361551449\" href=\"#collapse-1361551449\"\n         data-toggle=\"collapse\" data-target=\"#collapse-1361551449\" aria-expanded=\"false\"\n         aria-controls=\"collapse-1361551449\">\n        <i class=\"accordion-toggle fas fa-angle-right\"><\/i>\n        <span class=\"title-text\">Farm Diversification<\/span>\n      <\/a>\n\n      <div id=\"collapse-1361551449\" class=\"row-description collapse \">\n        <div class=\" description-content\"\n          aria-labelledby=\"title-1361551449\" data-parent=\"#accordion-1361551449\">Many farms now support more than traditional agriculture, with additional income streams developing alongside core operations. Farm Diversification reflects this shift, covering activities such as farm shops, holiday stays, renewable energy, and rural enterprises.<\/p>\n<p><strong><a style=\"color: #ba2031;\" href=\"https:\/\/bbrown.com\/uk\/insurance-solutions-for-farm-diversification\/\" target=\"_blank\" rel=\"noopener\">LEARN MORE &gt;<\/a><\/strong>        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n    <div class=\"accordion-row-component\">\n\n    \n    <div class=\"accordion\" id=\"accordion-312691360\" data-piechart-id=\"312691360\">\n\n      <a class=\"row-title toggle\" id=\"title-312691360\" href=\"#collapse-312691360\"\n         data-toggle=\"collapse\" data-target=\"#collapse-312691360\" aria-expanded=\"false\"\n         aria-controls=\"collapse-312691360\">\n        <i class=\"accordion-toggle fas fa-angle-right\"><\/i>\n        <span class=\"title-text\">Farm Fleet Vehicle<\/span>\n      <\/a>\n\n      <div id=\"collapse-312691360\" class=\"row-description collapse \">\n        <div class=\" description-content\"\n          aria-labelledby=\"title-312691360\" data-parent=\"#accordion-312691360\">Farm fleets often include a wide mix of vehicles working across fields, roads, and yards, from tractors and trailers to utility vehicles and transport equipment.<\/p>\n<p><strong><a style=\"color: #ba2031;\" href=\"https:\/\/bbrown.com\/uk\/farm-fleet-vehicle-insurance-solutions\/\" target=\"_blank\" rel=\"noopener\">LEARN MORE &gt;<\/a><\/strong>        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n    <div class=\"accordion-row-component\">\n\n    \n    <div class=\"accordion\" id=\"accordion-646676938\" data-piechart-id=\"646676938\">\n\n      <a class=\"row-title toggle\" id=\"title-646676938\" href=\"#collapse-646676938\"\n         data-toggle=\"collapse\" data-target=\"#collapse-646676938\" aria-expanded=\"false\"\n         aria-controls=\"collapse-646676938\">\n        <i class=\"accordion-toggle fas fa-angle-right\"><\/i>\n        <span class=\"title-text\">Farm Combined<\/span>\n      <\/a>\n\n      <div id=\"collapse-646676938\" class=\"row-description collapse \">\n        <div class=\" description-content\"\n          aria-labelledby=\"title-646676938\" data-parent=\"#accordion-646676938\">Farms rarely fit into neat boxes. Buildings, livestock, machinery, and storage all interact in ways that change through the year. Farm Combined arrangements bring these elements together under one structure, shaped around how your holding actually operates.<\/p>\n<p><strong><a style=\"color: #ba2031;\" href=\"https:\/\/bbrown.com\/uk\/farm-combined-insurance-solutions\/\" target=\"_blank\" rel=\"noopener\">LEARN MORE &gt;<\/a><\/strong>        <\/div>\n      <\/div>\n\n    <\/div>\n  <\/div>\n  [\/vc_column][\/vc_row][\/vc_section][vc_row row_padding_bottom=&#8221;pb-4&#8243; full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1741088111883{background: #002855 url(https:\/\/bbrown.com\/wp-content\/uploads\/2025\/02\/4be645659cbbb0f3bbb6de6614f07be2.png?id=12053) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; row_title=&#8221;New CTA&#8221;][vc_column width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-white    h2'>\n      Solutions at<br \/>\nEvery Stage\n    <\/h2>\n\t\n  <\/div>[\/vc_column][vc_column column_padding_bottom=&#8221;pb-0&#8243; width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100%  '>\n    \n    <h3 class='text-brand-light-blue    h3'>\n      Let\u2019s Find the Right Fit Together\n    <\/h3>\n\t\n  <\/div>[vc_column_text css=&#8221;&#8221; el_class=&#8221;text-white&#8221;]Every situation is different, and your insurance should reflect that. Let\u2019s connect and talk through options built with you in mind.[\/vc_column_text]\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='#form' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][vc_section section_padding_top=&#8221;pt-0&#8243; section_padding_bottom=&#8221;pb-0&#8243; full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1760970864152{background-color: #EAEAEC !important;}&#8221;][vc_row row_padding_bottom=&#8221;pb-0&#8243; full_width=&#8221;stretch_row&#8221; row_type=&#8221;bg-overlay&#8221; row_overlay_color=&#8221;bg-transparent-white&#8221; row_title=&#8221;Why choose us x3&#8243;][vc_column css=&#8221;.vc_custom_1640805942466{padding-top: 0px !important;}&#8221;]\n  <div class='content-heading text-center 100%  '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      Why Choose Us\n    <\/h2>\n\t\n  <\/div>[\/vc_column][\/vc_row][vc_row row_padding_top=&#8221;pt-2&#8243; row_padding_bottom=&#8221;pb-2&#8243; full_width=&#8221;stretch_row&#8221; row_type=&#8221;bg-overlay&#8221; row_overlay_color=&#8221;bg-transparent-white&#8221;][vc_column width=&#8221;1\/3&#8243;]  <div class=\"cards icon-column mb-2 match-height\">\n    <div class=\"icon-column--item cards--item \">\n\n      <div class=\"cards--inner\">\n\n                <div class=\"icon-column--icon bg-brand-dark-blue\">\n          <div class=\"icon-column--fa\"><i class=\"fas fa-fa fa-solid fa-arrow-right\"><\/i><\/div>\n        <\/div>\n        \n        <h3 class=\"cards--title\">Rural Sector Understanding<\/h3>\n        <div class=\"cards--description\">Our knowledgeable teammates understand the seasonal and financial pressures rural businesses face, allowing us to guide you to suitable solutions.<\/div>\n\n        \n      <\/div>\n    <\/div>\n  <\/div>\n\n  [\/vc_column][vc_column width=&#8221;1\/3&#8243;]  <div class=\"cards icon-column mb-2 match-height\">\n    <div class=\"icon-column--item cards--item \">\n\n      <div class=\"cards--inner\">\n\n                <div class=\"icon-column--icon bg-brand-dark-blue\">\n          <div class=\"icon-column--fa\"><i class=\"fas fa-fa fa-solid fa-tractor\"><\/i><\/div>\n        <\/div>\n        \n        <h3 class=\"cards--title\">Tailored Agricultural Solutions<\/h3>\n        <div class=\"cards--description\">From livestock to land, machinery and beyond, we help build insurance solutions designed around your farm\u2019s specific requirements.<\/div>\n\n        \n      <\/div>\n    <\/div>\n  <\/div>\n\n  [\/vc_column][vc_column width=&#8221;1\/3&#8243;]  <div class=\"cards icon-column mb-2 match-height\">\n    <div class=\"icon-column--item cards--item \">\n\n      <div class=\"cards--inner\">\n\n                <div class=\"icon-column--icon bg-brand-dark-blue\">\n          <div class=\"icon-column--fa\"><i class=\"fas fa-fa fa-solid fa-headset\"><\/i><\/div>\n        <\/div>\n        \n        <h3 class=\"cards--title\">Claims and Policy Support<\/h3>\n        <div class=\"cards--description\">We stay with you post-placement, assisting with claims, renewals and ongoing advice to support your business throughout the policy\u2019s life.<\/div>\n\n        \n      <\/div>\n    <\/div>\n  <\/div>\n\n  [\/vc_column][\/vc_row][\/vc_section][vc_section section_padding_top=&#8221;pt-0&#8243; section_padding_bottom=&#8221;pb-0&#8243; el_id=&#8221;form&#8221;][vc_row row_title=&#8221;50\/50 Text and Form&#8221;][vc_column width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      Request a Quote\n    <\/h2>\n\t\n  <\/div>[vc_empty_space height=&#8221;16px&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<ul>\n<li>Simple &amp; Efficient \u2013 Request a quote now<\/li>\n<li>Trusted Advisors \u2013 Nationwide specialists<\/li>\n<li>Exceptional Service \u2013 Rated by real customers on Feefo<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_raw_html css=&#8221;&#8221;]JTNDYSUyMGhyZWYlM0QlMjJodHRwcyUzQSUyRiUyRnd3dy5mZWVmby5jb20lMkZyZXZpZXdzJTJGYnJvd24tYnJvd24tdWslMjIlMjB0YXJnZXQlM0QlMjJfYmxhbmslMjIlM0UlM0NpbWclMjBhbHQlM0QlMjJGZWVmbyUyMGxvZ28lMjIlMjBib3JkZXIlM0QlMjIwJTIyJTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZhcGkuZmVlZm8uY29tJTJGYXBpJTJGbG9nbyUzRm1lcmNoYW50aWRlbnRpZmllciUzRGJyb3duLWJyb3duLXVrJTIyJTIwdGl0bGUlM0QlMjJTZWUlMjB3aGF0JTIwb3VyJTIwY3VzdG9tZXJzJTIwc2F5JTIwYWJvdXQlMjB1cyUyMiUyRiUzRSUzQyUyRmElM0U=[\/vc_raw_html][vc_single_image image=&#8221;37596&#8243; img_size=&#8221;large&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_raw_html css=&#8221;&#8221;]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[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1762338825815{background-color: #EAEAEC !important;}&#8221;][vc_row row_title=&#8221;FAQs Accordion&#8221;][vc_column]\n  <div class='content-heading text-center 100%  '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      Your Questions, Answered\n    <\/h2>\n\t\n  <\/div>[vc_tta_accordion][vc_tta_section title=&#8221;What types of cover are available under agriculture insurance?&#8221; tab_id=&#8221;1759938794153-b1e344a8-254a&#8221;][vc_column_text css=&#8221;&#8221;]Agriculture insurance can include cover for property damage, machinery breakdown, crop failure, livestock loss, and liability. Public and employer\u2019s liability insurance are often essential, while more specific options like environmental liability or business interruption may also be relevant. Our role as insurance brokers is to help you find a policy that reflects your operation\u2019s unique risks. Whether you\u2019re working in arable, dairy or mixed farming, we\u2019ll help connect you with suitable insurers.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Do I need agriculture insurance if I only run a smallholding?&#8221; tab_id=&#8221;1759938794177-302328c1-6f89&#8243;][vc_column_text css=&#8221;&#8221;]Even smallholders face risks that could cause financial strain. While cover needs may differ from a commercial operation, small farms still benefit from insurance for buildings, tools, public liability and livestock. At Brown &amp; Brown, we help smallholders and hobby farmers access suitable cover through flexible policies that match their scale and activities.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Can I add cover for diversified farming activities?&#8221; tab_id=&#8221;1759938794195-68a11cc8-923c&#8221;][vc_column_text css=&#8221;&#8221;]Yes. If you\u2019ve diversified into new income streams such as glamping, farm shops, or holiday lets, you may need additional insurance. These can often be included as extensions to your main agriculture insurance programme. Brown &amp; Brown can help source cover that includes diversified risks, meaning that your evolving business is considered throughout the period of insurance.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;How are agricultural insurance premiums calculated?&#8221; tab_id=&#8221;1759938794218-7c12178f-e307&#8243;][vc_column_text css=&#8221;&#8221;]Premiums depend on a range of factors including the size of your operation, value of assets, number of employees, and claims history. The more exposure to risk, the more cover may cost. As brokers, we compare quotes from multiple insurers to help you find a balance between cost and coverage, tailored to your needs.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row row_title=&#8221;Feefo Carousel&#8221;][vc_column][vc_raw_html css=&#8221;&#8221;]JTNDZGl2JTIwaWQlM0QlMjJmZWVmby1zZXJ2aWNlLXJldmlldy1jYXJvdXNlbC13aWRnZXRJZCUyMiUyMGNsYXNzJTNEJTIyZmVlZm8tcmV2aWV3LWNhcm91c2VsLXdpZGdldC1zZXJ2aWNlJTIyJTNFJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][\/vc_column][\/vc_row][vc_section][vc_row][vc_column][vc_empty_space][vc_column_text css=&#8221;&#8221;]Farm insurance in the UK has traditionally been delivered through highly local, agent-led models that offer familiarity and straightforward, standardised cover for conventional farming operations. While effective [&hellip;]<\/p>\n","protected":false},"author":51,"featured_media":34743,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-33591","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Specialist Insurance for Agriculture - Brown &amp; Brown<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bbrown.com\/uk\/agriculture\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Specialist Insurance for Agriculture\" \/>\n<meta property=\"og:description\" content=\"[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][\/vc_column][\/vc_row][vc_section][vc_row][vc_column][vc_empty_space][vc_column_text css=&#8221;&#8221;]Farm insurance in the UK has traditionally been delivered through highly local, agent-led models that offer familiarity and straightforward, standardised cover for conventional farming operations. 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