{"id":34774,"date":"2025-11-24T11:12:02","date_gmt":"2025-11-24T17:12:02","guid":{"rendered":"https:\/\/www.bbrown.com\/?page_id=34774"},"modified":"2026-06-09T04:28:49","modified_gmt":"2026-06-09T09:28:49","slug":"racehorse","status":"publish","type":"page","link":"https:\/\/bbrown.com\/uk\/private-client\/bloodstock-insurance\/racehorse\/","title":{"rendered":"Racehorses Insurance"},"content":{"rendered":"

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\n Safeguard Your Horse's Career\n <\/h1>\n\t

Tailored Insurance Solutions for Your Racehorses<\/p>\n <\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tRequest a Quote<\/span>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_section][vc_row][vc_column]
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Overview<\/h3>\n
\n British racing is widely regarded as the most prestigious in the world, celebrated for its history, variety of racecourses and the excitement of both Flat and National Hunt racing. Despite comparatively modest prize money, European racehorses command immense respect and investment from leading owners globally. At Brown & Brown, we share this passion and are proud to insure many of the sport\u2019s most successful racehorses. Our experience and understanding covers every stage of a racehorse\u2019s career – from foal to champion – providing tailored protection for owners, syndicates and trainers. <\/div>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n[vc_empty_space][vc_column_text css=””]We arrange policies for mortality, theft and veterinary fees, as well as specialised options to suit each horse\u2019s value and purpose. With a dedicated team immersed in the bloodstock and racing world, we deliver an exceptional service, informed advice and prompt support when it matters most. We protect not just your horses, but your investment and your dream of racing success.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]\n
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Ready to help minimise your risk and uncertainty?<\/p>\n

\n Fill In Our Quick Form Today for a Quote.\n <\/h2>\n\t\n <\/div>\t
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\n How We Can Help\n <\/h2>\n\t\n <\/div>[vc_column_text css=””]Owning a racehorse is both a privilege and a passion – and one that carries significant financial commitment. At Brown & Brown, we understand that every horse represents not only a racing prospect but also a major personal and professional investment. Our dedicated bloodstock team arranges bespoke insurance for racehorses at all stages, from yearlings in training to proven performers on the track.<\/p>\n

We provide comprehensive solutions for mortality, theft and veterinary fees, as well as extensions for transit, loss-of-use and stallion infertility once a horse retires to stud. Our team are poised to respond quickly, giving you reassurance that your racehorse is protected wherever it races or trains.<\/p>\n

We have long-standing relationships with leading underwriters, trainers, and bloodstock agents, enabling us to deliver flexible and structured insurance solutions. Whether your horses are in training in Newmarket, Lambourn or abroad, we ensure consistent cover and professional guidance.<\/p>\n

Our team actively follows the sport and understands the nuances of both Flat and National Hunt racing. We work closely with owners and trainers to adapt cover as horses progress through their careers. From the sales ring at Tattersalls to the winning post at Ascot or Cheltenham, Brown & Brown helps to provide tailored solutions built on deep knowledge, integrity and genuine enthusiasm for the sport.[\/vc_column_text][\/vc_column][vc_column width=”1\/3″][vc_single_image image=”35392″ img_size=”full” alignment=”center” css=””][\/vc_column][\/vc_row][\/vc_section][vc_row row_padding_bottom=”pb-4″ full_width=”stretch_row” content_placement=”middle” css=”.vc_custom_1741088111883{background: #002855 url(https:\/\/bbrown.com\/wp-content\/uploads\/2025\/02\/4be645659cbbb0f3bbb6de6614f07be2.png?id=12053) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}” row_title=”New CTA”][vc_column width=”1\/2″]\n

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\n Solutions at
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\n Let\u2019s Find the Right Fit Together\n <\/h3>\n\t\n <\/div>[vc_column_text css=”” el_class=”text-white”]Every situation is different, and your insurance should reflect that. Let\u2019s connect and talk through options built with you in mind.[\/vc_column_text]\t
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Trusted Advisors<\/h3>\n
Leading specialists in racehorse insurance, trusted by top owners, trainers and syndicates across British and international racing.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][vc_column width=”1\/3″]
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Tailored Equine Solutions<\/h3>\n
Bespoke equine cover for Flat and National Hunt horses – flexible, comprehensive and managed by our dedicated team.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][vc_column width=”1\/3″]
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Strong Industry Understanding<\/h3>\n
Deep racing knowledge, strong industry relationships and personal service – Brown & Brown help to protect your horses and your passion for the sport.<\/div>\n\n \n <\/div>\n <\/div>\n <\/div>\n\n [\/vc_column][\/vc_row][\/vc_section][vc_section section_padding_top=”pt-0″ section_padding_bottom=”pb-0″ el_id=”form”][vc_row row_title=”50\/50 Text and Form”][vc_column width=”1\/2″]\n
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\n Request a Quote\n <\/h2>\n\t\n <\/div>[vc_empty_space height=”16px”][vc_column_text css=””]<\/p>\n
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  • Simple & Efficient \u2013 Request a quote now<\/li>\n
  • Trusted Advisors \u2013 Nationwide specialists<\/li>\n
  • Exceptional Service \u2013 Rated by real customers on Feefo<\/li>\n<\/ul>\n

    [\/vc_column_text][vc_raw_html css=””]JTNDYSUyMGhyZWYlM0QlMjJodHRwcyUzQSUyRiUyRnd3dy5mZWVmby5jb20lMkZyZXZpZXdzJTJGYnJvd24tYnJvd24tdWslMjIlMjB0YXJnZXQlM0QlMjJfYmxhbmslMjIlM0UlM0NpbWclMjBhbHQlM0QlMjJGZWVmbyUyMGxvZ28lMjIlMjBib3JkZXIlM0QlMjIwJTIyJTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZhcGkuZmVlZm8uY29tJTJGYXBpJTJGbG9nbyUzRm1lcmNoYW50aWRlbnRpZmllciUzRGJyb3duLWJyb3duLXVrJTIyJTIwdGl0bGUlM0QlMjJTZWUlMjB3aGF0JTIwb3VyJTIwY3VzdG9tZXJzJTIwc2F5JTIwYWJvdXQlMjB1cyUyMiUyRiUzRSUzQyUyRmElM0U=[\/vc_raw_html][vc_single_image image=”34785″ img_size=”large” css=””][\/vc_column][vc_column width=”1\/2″][vc_raw_html css=””]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[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=”stretch_row” css=”.vc_custom_1762338825815{background-color: #EAEAEC !important;}”][vc_row row_title=”FAQs Accordion”][vc_column]\n

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    \n Your Questions, Answered\n <\/h2>\n\t\n <\/div>[vc_tta_accordion][vc_tta_section title=”What types of insurance do racehorse owners need?” tab_id=”1759938794218-7c12178f-e307″][vc_column_text css=””]Racehorse owners typically require cover for mortality, theft and veterinary fees, ensuring financial protection in the event of illness, injury or loss. Additional options include loss-of-use, transit and infertility insurance for breeding prospects. At Brown & Brown, we tailor solutions to suit your horse\u2019s value, racing career and ownership structure. Whether you own a single racehorse or manage a large string, our experienced team ensures your insurance provides comprehensive and responsive protection. We understand the fast-moving nature of racing and pride ourselves on delivering clarity, efficiency and support whenever your cover needs to change or a claim arises.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”Can cover extend to horses when travelling or racing abroad?” tab_id=”1763733510990-ed456aff-a3b8″][vc_column_text css=””]Yes. Racehorse insurance can include international transit and overseas racing cover, ensuring protection wherever your horse competes or trains. This includes major events, international race meetings and training bases across Europe and beyond. Policies can be structured to respond to the unique demands of international competition, providing continuity of cover and claims support throughout. Our team has extensive experience arranging global equine insurance and works with trusted underwriters to ensure seamless protection. Whether racing in Dubai, France or Australia, you can rely on Brown & Brown to safeguard your horses at every stage of their journey.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”How is a racehorse\u2019s insured value determined?” tab_id=”1763733562841-eebe184d-fd77″][vc_column_text css=””]A racehorse\u2019s insured value is typically based on its purchase price, pedigree, performance record and market potential. For young or unproven horses, this may be adjusted as their career progresses. Brown & Brown\u2019s team works closely with owners, trainers and bloodstock agents to assess appropriate values and recommend flexible cover that reflects both current market conditions and future potential. This ensures you are neither under- nor over-insured and that claims can be settled fairly and swiftly. Our deep understanding of the racing industry enables us to provide realistic, accurate valuations that evolve alongside your horse\u2019s success.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=”Can syndicates and partnerships be insured?” tab_id=”1763733599393-b73cfa1e-f4db”][vc_column_text css=””]Absolutely. Brown & Brown arranges insurance for syndicates, partnerships and shared ownership groups, ensuring all parties are clearly protected. Policies can be structured to reflect individual ownership percentages and tailored to the group\u2019s specific requirements. We work with syndicate managers and racing administrators to ensure documentation and claims handling are straightforward and transparent. Whether your involvement is through a small partnership or a major ownership syndicate, our team provides specialist guidance, responsive service and flexible solutions. With Brown & Brown, you can enjoy the thrill of ownership knowing that every aspect of your horse\u2019s insurance is in safe, experienced hands.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row row_title=”Feefo Carousel”][vc_column][vc_raw_html css=””]JTNDZGl2JTIwaWQlM0QlMjJmZWVmby1zZXJ2aWNlLXJldmlldy1jYXJvdXNlbC13aWRnZXRJZCUyMiUyMGNsYXNzJTNEJTIyZmVlZm8tcmV2aWV3LWNhcm91c2VsLXdpZGdldC1zZXJ2aWNlJTIyJTNFJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

    At Brown & Brown, we share this passion and are proud to insure many of the sport\u2019s most successful racehorses. Our experience and understanding covers every stage of a racehorse\u2019s career \u2013 providing tailored protection for owners, syndicates and trainers.<\/p>\n","protected":false},"author":51,"featured_media":34776,"parent":34690,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-34774","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nRacehorses Insurance - Brown & Brown<\/title>\n<meta name=\"description\" content=\"Protect your racehorse with tailored Racehorse Insurance from Brown & Brown, offering cover for owners, syndicates and trainers at every stage of a horse\u2019s career.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bbrown.com\/uk\/private-client\/bloodstock-insurance\/racehorse\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Racehorses Insurance\" \/>\n<meta property=\"og:description\" content=\"Protect your racehorse with tailored Racehorse Insurance from Brown & Brown, offering cover for owners, syndicates and trainers at every stage of a horse\u2019s career.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bbrown.com\/uk\/private-client\/bloodstock-insurance\/racehorse\/\" \/>\n<meta property=\"og:site_name\" content=\"Brown & Brown\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-09T09:28:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bbrown.com\/wp-content\/uploads\/2025\/11\/AdobeStock_372200380-scaled.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1577\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/bbrown.com\\\/uk\\\/private-client\\\/bloodstock-insurance\\\/racehorse\\\/\",\"url\":\"https:\\\/\\\/bbrown.com\\\/uk\\\/private-client\\\/bloodstock-insurance\\\/racehorse\\\/\",\"name\":\"Racehorses Insurance - 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