{"id":37451,"date":"2026-02-27T05:49:38","date_gmt":"2026-02-27T11:49:38","guid":{"rendered":"https:\/\/www.bbrown.com\/?page_id=37451"},"modified":"2026-11-10T11:05:20","modified_gmt":"2026-11-10T17:05:20","slug":"vehicle-parts-manufacturers-insurance","status":"publish","type":"page","link":"https:\/\/bbrown.com\/uk\/sector\/vehicle-parts-manufacturers-insurance\/","title":{"rendered":"Vehicle Parts Manufacturers Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image bg-brand-dark-blue bg-overlay\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\" style=\"background: url(https:\/\/bbrown.com\/wp-content\/uploads\/2026\/02\/AdobeStock_404768503-scaled.jpeg) center center no-repeat; background-size: cover;\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100%  '>\n    \n    <h1 class='text-white    '>\n      Vehicle Parts Manufacturers Insurance\n    <\/h1>\n\t\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t\t\t<a class='btn btn-brand-green  btn-angle'\n\t\t\t\t\t\t\t\thref='#form' target='_blank' data-toggle=''>\n\t\t\t\t\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_section][vc_row][vc_column]  <div class=\"container overlapping-image-container content-right\">\n    <div class=\"row\">\n      <div class=\"image-column col-md-12 col-lg\">\n        <div class=\"image-column--inner\" style=\"background-image: url('https:\/\/bbrown.com\/wp-content\/uploads\/2026\/02\/AdobeStock_237714206-1-scaled.jpeg');\"><\/div>\n      <\/div>\n      <div class=\"content-column col-md-12 col-lg-6\">\n        <div class=\"content-column--inner\">\n                      <h3>Risks Facing Vehicle Parts Manufacturers<\/h3>\n                    <div class=\"content-column--content \">\n            Vehicle parts manufacturers play a crucial role in the automotive supply chain, producing thousands of components for vehicles of every make and size, \u00a0from braking and transmission systems to steering and suspension parts. Many of these items are classed as safety\u2011critical, which can sometimes make it challenging to find an insurer that fully understands the risks involved. Vehicle Parts Manufacturers Insurance is available, but it\u2019s important to work with a broker who truly understands your operations, the materials you use, the applications your components are designed for, and the regulatory requirements you must meet. We work closely with specialist underwriters who have experience in this sector and can offer cover tailored to the unique exposures faced by automotive component manufacturers<strong>.<\/strong>          <\/div>\n                  <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n[vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column]\n  <div class='content-heading  100% content-heading--ruled '>\n    <p class='text-brand-blue subheading'>Ready to help minimise your risk and uncertainty?<\/p>\n    <h2 class='text-brand-blue   text-bold h2'>\n      Fill in Our Quick Form Today or Call Us on 01623 386875\n    <\/h2>\n\t\n  <\/div>\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='#form' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1694604250735{background-color: #eaeaec !important;}&#8221; section_type=&#8221;bg-solid&#8221;][vc_row][vc_column width=&#8221;2\/3&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      How We Can Help\n    <\/h2>\n\t\n  <\/div>[vc_empty_space height=&#8221;24px&#8221;][vc_column_text]Whether you manufacture a single nut and bolt, supply components for vehicles still in R&amp;D, or operate as a Tier 2 or Tier 3 automotive parts manufacturer, you need a broker, \u00a0and insurer partners who truly understand what you do. The specialist materials you use, the applications your components go into, and the systems they support all create unique risks.<\/p>\n<p>This is where we come in. Once we\u2019ve discussed your business and its requirements, your enquiry goes straight to our specialist insurer partners, \u00a0no long waits and no call\u2011centre approach.<\/p>\n<p>As a parts manufacturer, having Vehicle Component Product Liability Insurance in place is essential. Not every insurer has an appetite for this sector, and policies often need to be tailored specifically to your processes and exposures. This is very rarely a \u201cone size fits all\u201d product.<\/p>\n<p>The vehicle Parts and Components sector is vast and diverse as well as growing, no longer is it just ICE components but those for Electric Vehicles and emerging technologies such as Hydrogen. We cater for all types of vehicle types and their components.<\/p>\n<ul>\n<li>Vehicle engine parts and components, nut and bolt to complete engine manufacture and remanufacture<\/li>\n<li>Vehicle Drivetrain components and systems<\/li>\n<li>Braking, reconditioning and remanufacture<\/li>\n<li>Electrical systems<\/li>\n<li>Steering and Suspension<\/li>\n<li>Electric and Electronic Vehicle Components<\/li>\n<li>Battery and Power systems for electric vehicles<\/li>\n<li>Body Panels, structural and chassis<\/li>\n<li>Exhaust Manufacturing<\/li>\n<\/ul>\n<p>We understand that not all vehicles are road going so we can also cater for the sports and off-road sector too.<\/p>\n<ul>\n<li>4&#215;4 aftermarket component manufacturers<\/li>\n<li>Sports Vehicles, Race and Rally vehicle components<\/li>\n<\/ul>\n<p>Research &amp; Development, its not just about manufacturing vehicle parts, for many in developing technologies the development has to start somewhere.<\/p>\n<ul>\n<li>Floor up development of complete vehicles from a Quadricycle to something larger<\/li>\n<li>Development of new technologies, component manufacture and materials development<\/li>\n<li>Conversion of ICE to Electric<\/li>\n<li>Chassis and Monocoque Development<\/li>\n<li>Off Road vehicle testing at specialist dedicated test facilities<\/li>\n<\/ul>\n<p>A automotive component parts manufacturer\u2019s insurance policy can include a wide range of covers.<\/p>\n<p>Our regional and national claims teams work closely with you and your insurer to help get your business back on track as quickly as possible.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;37470&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_row row_padding_bottom=&#8221;pb-4&#8243; full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1741088111883{background: #002855 url(https:\/\/bbrown.com\/wp-content\/uploads\/2025\/02\/4be645659cbbb0f3bbb6de6614f07be2.png?id=12053) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; row_title=&#8221;New CTA&#8221;][vc_column width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-white    h2'>\n      Solutions at<br \/>\nEvery Stage\n    <\/h2>\n\t\n  <\/div>[\/vc_column][vc_column column_padding_bottom=&#8221;pb-0&#8243; width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100%  '>\n    \n    <h3 class='text-brand-light-blue    h3'>\n      Let\u2019s Find the Right Fit Together\n    <\/h3>\n\t\n  <\/div>[vc_column_text el_class=&#8221;text-white&#8221;]Every situation is different, and your insurance should reflect that. Let\u2019s connect and talk through options built with you in mind.[\/vc_column_text]\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='#form' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][vc_section section_padding_top=&#8221;pt-0&#8243; section_padding_bottom=&#8221;pb-0&#8243; full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1760970864152{background-color: #EAEAEC !important;}&#8221;][vc_row row_padding_bottom=&#8221;pb-0&#8243; full_width=&#8221;stretch_row&#8221; row_type=&#8221;bg-overlay&#8221; row_overlay_color=&#8221;bg-transparent-white&#8221; row_title=&#8221;Why choose us x3&#8243;][vc_column css=&#8221;.vc_custom_1640805942466{padding-top: 0px !important;}&#8221;]\n  <div class='content-heading text-center 100%  '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      Why Choose Us\n    <\/h2>\n\t\n  <\/div>[\/vc_column][\/vc_row][vc_row row_padding_top=&#8221;pt-2&#8243; row_padding_bottom=&#8221;pb-2&#8243; full_width=&#8221;stretch_row&#8221; row_type=&#8221;bg-overlay&#8221; row_overlay_color=&#8221;bg-transparent-white&#8221;][vc_column width=&#8221;1\/3&#8243;]  <div class=\"cards icon-column mb-2 match-height\">\n    <div class=\"icon-column--item cards--item \">\n\n      <div class=\"cards--inner\">\n\n                <div class=\"icon-column--icon bg-brand-dark-blue\">\n          <div class=\"icon-column--fa\"><i class=\"fas fa-fa fa-solid fa-circle-check\"><\/i><\/div>\n        <\/div>\n        \n        <h3 class=\"cards--title\">Specialist cover from industry specialists<\/h3>\n        <div class=\"cards--description\">Our insurer partners understand the risks involved in manufacturing automotive and motorsport components, and offer policies built around those exposures.<\/div>\n\n        \n      <\/div>\n    <\/div>\n  <\/div>\n\n  [\/vc_column][vc_column width=&#8221;1\/3&#8243;]  <div class=\"cards icon-column mb-2 match-height\">\n    <div class=\"icon-column--item cards--item \">\n\n      <div class=\"cards--inner\">\n\n                <div class=\"icon-column--icon bg-brand-dark-blue\">\n          <div class=\"icon-column--fa\"><i class=\"fas fa-fa fa-solid fa-car\"><\/i><\/div>\n        <\/div>\n        \n        <h3 class=\"cards--title\">Fast turnaround from knowledgeable brokers<\/h3>\n        <div class=\"cards--description\">Speak directly with a specialist who understands vehicles, manufacturing processes and the challenges of component production. No scripts, no call centres.<\/div>\n\n        \n      <\/div>\n    <\/div>\n  <\/div>\n\n  [\/vc_column][vc_column width=&#8221;1\/3&#8243;]  <div class=\"cards icon-column mb-2 match-height\">\n    <div class=\"icon-column--item cards--item \">\n\n      <div class=\"cards--inner\">\n\n                <div class=\"icon-column--icon bg-brand-dark-blue\">\n          <div class=\"icon-column--fa\"><i class=\"fas fa-fa fa-solid fa-headset\"><\/i><\/div>\n        <\/div>\n        \n        <h3 class=\"cards--title\">Dedicated local claims support<\/h3>\n        <div class=\"cards--description\">If something goes wrong, our claims teams are on hand immediately, \u00a0from minor liability issues to large, complex losses, to help keep your business moving.<\/div>\n\n        \n      <\/div>\n    <\/div>\n  <\/div>\n\n  [\/vc_column][\/vc_row][\/vc_section][vc_row][vc_column][vc_column_text]Whilst Product Liability Insurance is essential there are many other covers that should be considered.<\/p>\n<ul>\n<li>Business Contents \u00a0&#8211; Plant &amp; Machinery \u2013 Protecting specialist equipment, CNC machinery, CAD\/CAM<\/li>\n<li>Business Interruption \u2013 keeping your business in business<\/li>\n<li>Public Liability \u2013 Protecting against allegations of negligence<\/li>\n<li>Employers Liability \u2013 Employing people, not only essential but a legal requirement<\/li>\n<li>Marine Insurance \u2013 Protecting your goods whether importing, exporting or distributing<\/li>\n<li>Cyber Insurance \u2013 essential for even the smallest business<\/li>\n<\/ul>\n<p>Everyday your business has a multitude of exposures, ensure that you speak to a broker in this market that understands your products, your systems and your business.<\/p>\n<p>If things do go wrong then our regional and national claims teams work closely with you and your insurer to help get your business back on track as quickly as possible.[\/vc_column_text][\/vc_column][\/vc_row][vc_section section_padding_top=&#8221;pt-0&#8243; section_padding_bottom=&#8221;pb-0&#8243; el_id=&#8221;form&#8221;][vc_row row_title=&#8221;50\/50 Text and Form&#8221;][vc_column width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      Request a Quote\n    <\/h2>\n\t\n  <\/div>[vc_empty_space height=&#8221;16px&#8221;][vc_column_text]<\/p>\n<ul>\n<li>Simple &amp; Efficient \u2013 Request a quote now<\/li>\n<li>Trusted Advisors \u2013 Nationwide specialists<\/li>\n<li>Exceptional Service \u2013 Rated by real customers on Feefo<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_raw_html]JTNDYSUyMGhyZWYlM0QlMjJodHRwcyUzQSUyRiUyRnd3dy5mZWVmby5jb20lMkZyZXZpZXdzJTJGYnJvd24tYnJvd24tdWslMjIlMjB0YXJnZXQlM0QlMjJfYmxhbmslMjIlM0UlM0NpbWclMjBhbHQlM0QlMjJGZWVmbyUyMGxvZ28lMjIlMjBib3JkZXIlM0QlMjIwJTIyJTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZhcGkuZmVlZm8uY29tJTJGYXBpJTJGbG9nbyUzRm1lcmNoYW50aWRlbnRpZmllciUzRGJyb3duLWJyb3duLXVrJTIyJTIwdGl0bGUlM0QlMjJTZWUlMjB3aGF0JTIwb3VyJTIwY3VzdG9tZXJzJTIwc2F5JTIwYWJvdXQlMjB1cyUyMiUyRiUzRSUzQyUyRmElM0U=[\/vc_raw_html][vc_single_image image=&#8221;37516&#8243; img_size=&#8221;large&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_raw_html]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[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1762338825815{background-color: #EAEAEC !important;}&#8221;][vc_row row_title=&#8221;FAQs Accordion&#8221;][vc_column]\n  <div class='content-heading text-center 100%  '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      Your Questions, Answered\n    <\/h2>\n\t\n  <\/div>[vc_tta_accordion][vc_tta_section title=&#8221;Do I need Product Liability Insurance for my vehicle parts manufacturing business?&#8221; tab_id=&#8221;1759938794153-b1e344a8-254a&#8221;][vc_column_text]Product Liability Insurance is an important consideration for any vehicle parts manufacturer. If a component you produce is alleged to have caused injury, damage or loss , for example, due to a weld failure, electrical fault, brake component issue or unclear instructions, you may be required to defend a claim. Even if you are ultimately not responsible, the cost of investigating and defending such allegations can be significant. Product Liability Insurance can help provide financial protection in these situations.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;My business is quite specialist and diverse- can you still help?&#8221; tab_id=&#8221;1759938794177-302328c1-6f89&#8243;][vc_column_text]Vehicle parts manufacturing is a highly innovative sector, and we regularly support businesses involved in a wide range of activities, including quadracycle production, ICE\u2011to\u2011EV conversions, motorcycle component manufacturing, hydrogen projects, charging systems and battery cell replacement.<\/p>\n<p>We also understand that development and testing phases can create additional risks, such as dynamic testing or chassis testing. Speak to us about your products, systems or components, and we can explore insurance options suitable for your activities.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;I export my products around the world, including to the USA. Is this a problem?&#8221; tab_id=&#8221;1759938794195-68a11cc8-923c&#8221;][vc_column_text]Exporting vehicle components internationally is common, and suitable insurance is often available. However, exporting to the USA or Canada can require more specific USA Product Liability Insurance, as claims environments and regulatory expectations can be more complex.<\/p>\n<p>Some of our specialist insurer partners are experienced in supporting automotive parts manufacturers whose products are exported to North America, including safety\u2011critical and performance\u2011critical components. We can help you understand what cover may be appropriate based on your products and export markets.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;The parts we manufacture are safety critical. Will this make insurance difficult?&#8221; tab_id=&#8221;1759938794218-7c12178f-e307&#8243;][vc_column_text]Safety\u2011critical components do not necessarily prevent you from obtaining cover, but insurers do need a clear understanding of what you produce. The type of parts, \u00a0whether a single manufactured item such as a gear, or a more complex assembly can influence the insurance requirements.<\/p>\n<p>Safety\u2011critical parts can include braking, steering and suspension components, but may also extend to modern systems such as EV charging equipment, carbon\u2011fibre chassis builds or other advanced technologies. Understanding the origin of parts, quality controls, and manufacturing processes is important, and we can help present this information to insurers in a way that reflects your business accurately.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Why insure your Vehicle Parts Manufacturing Business with Us?&#8221; tab_id=&#8221;1794330282917-2993422b-82d5&#8243;][vc_column_text]Choosing Brown &amp; Brown means accessing multiple insurer partners rather than relying on a single provider. We work with a wide range of specialist insurers that are comfortable supporting the not only the Automotive insurance sector but specialst businesses that manufacture vehicle parts and components, enabling us to arrange cover that reflects your specific risks and exposures and giving you the protection you need.<\/p>\n<p>As specialist commercial insurance brokers, we focus on business insurance. This allows us to stay closely aligned with the industries we support and to work with high\u2011quality insurer partners who offer broad coverage.<\/p>\n<p>When you speak to us, you deal directly with experienced business insurance teammates, many of whom have been with the business for decades. You\u2019ll receive knowledgeable, personal guidance from people who understand your sector, not a call\u2011centre approach.<\/p>\n<p>Speak to our team today about your Vehicle Parts Manufacturing Insurance requirements and let us help you find the right cover for your business.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][\/vc_section][vc_row row_title=&#8221;Feefo Carousel&#8221;][vc_column][vc_raw_html]JTNDZGl2JTIwaWQlM0QlMjJmZWVmby1zZXJ2aWNlLXJldmlldy1jYXJvdXNlbC13aWRnZXRJZCUyMiUyMGNsYXNzJTNEJTIyZmVlZm8tcmV2aWV3LWNhcm91c2VsLXdpZGdldC1zZXJ2aWNlJTIyJTNFJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Vehicle Parts Manufacturers Insurance is available, but it\u2019s important to work with a broker who truly understands your operations, the materials you use, the applications your components are designed for, and the regulatory requirements you must meet.<\/p>\n","protected":false},"author":51,"featured_media":37466,"parent":40425,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-37451","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Vehicle Parts Manufacturers Insurance - Brown &amp; Brown<\/title>\n<meta name=\"description\" content=\"Protect your vehicle parts manufacturing business with specialist insurance. Cover product liability, machinery, contents, and unique risks with experienced brokers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bbrown.com\/uk\/sector\/vehicle-parts-manufacturers-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vehicle Parts Manufacturers Insurance\" \/>\n<meta property=\"og:description\" content=\"Protect your vehicle parts manufacturing business with specialist insurance. 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