{"id":41074,"date":"2026-06-26T09:42:56","date_gmt":"2026-06-26T14:42:56","guid":{"rendered":"https:\/\/bbrown.com\/?page_id=41074"},"modified":"2026-07-16T08:07:54","modified_gmt":"2026-07-16T13:07:54","slug":"roofers","status":"publish","type":"page","link":"https:\/\/bbrown.com\/uk\/sector\/roofers\/","title":{"rendered":"Insurance for Roofers"},"content":{"rendered":"<div class=\"wpb-content-wrapper\" id=\"wpb-content-root\"><p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image bg-brand-dark-blue bg-overlay\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\" style=\"background: url(https:\/\/bbrown.com\/wp-content\/uploads\/2026\/06\/AdobeStock_2054228404-scaled.jpeg) center center no-repeat; background-size: cover;\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100%  '>\n    \n    <h1 class='text-white    '>\n      Insurance for Roofers\n    <\/h1>\n\t\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t\t\t<a class='btn btn-brand-green  btn-angle'\n\t\t\t\t\t\t\t\thref='#form' target='_blank' data-toggle=''>\n\t\t\t\t\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_section][vc_row][vc_column]  <div class=\"container overlapping-image-container content-right\">\n    <div class=\"row\">\n      <div class=\"image-column col-md-12 col-lg\">\n        <div class=\"image-column--inner\" style=\"background-image: url('https:\/\/bbrown.com\/wp-content\/uploads\/2026\/06\/AdobeStock_506253899-scaled.jpeg');\"><\/div>\n      <\/div>\n      <div class=\"content-column col-md-12 col-lg-5\">\n        <div class=\"content-column--inner\">\n                      <h3>Overview<\/h3>\n                    <div class=\"content-column--content \">\n            Brown &amp; Brown are highly experienced in the roofing sector with over 30 years\u2019 experience in insuring roofers.<\/p>\n<p>We understand the complex needs of roofers and are pleased to offer comprehensive solutions designed to support Master Roofers UK members, helping to provide protection and peace of mind.<\/p>\n<p>This information is intended for Master Roofers UK members. Benefits, discounts and policy terms are subject to eligibility, underwriting criteria and confirmation of membership.          <\/div>\n                  <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n  <div class=\"container overlapping-image-container content-left\">\n    <div class=\"row\">\n      <div class=\"image-column col-md-12 col-lg\">\n        <div class=\"image-column--inner\" style=\"background-image: url('https:\/\/bbrown.com\/wp-content\/uploads\/2026\/06\/AdobeStock_2054228404-scaled.jpeg');\"><\/div>\n      <\/div>\n      <div class=\"content-column col-md-12 col-lg-8\">\n        <div class=\"content-column--inner\">\n                      <h3>Key Features of cover can include:<\/h3>\n                    <div class=\"content-column--content \">\n            <strong><em>Subject to insurer underwriting acceptance, terms, conditions and exclusions.<\/em><\/strong><\/p>\n<ul>\n<li>Comprehensive roofing specific policy coverage and wide policy wording as part of Contractors All Incorporated Product including:\n<ul>\n<li>\u00a0Public Liability,<\/li>\n<li>Employer\u2019s Liability,<\/li>\n<li>Contractor\u2019s All Risks,<\/li>\n<li>Excess of Loss,<\/li>\n<li>Directors &amp; Officers,<\/li>\n<li>Legal Expenses,<\/li>\n<li>Professional Indemnity,<\/li>\n<li>Material Damage,<\/li>\n<li>Business Interruption,<\/li>\n<li>Personal Accident.<\/li>\n<\/ul>\n<\/li>\n<li>No standard height restrictions, often found in general tradesperson policies<\/li>\n<li>FREE Online Health &amp; Safety Risk management programme<\/li>\n<li>Cover for Hot Roofing and Cladding works<\/li>\n<li>Options to include additional trade activities under one policy<\/li>\n<li>Defective workmanship extension<\/li>\n<li>Financial loss extension<\/li>\n<li>Pollution clean-up costs extension<\/li>\n<li>Cover for non-licensed non-notifiable asbestos<\/li>\n<li>Cover for works at hazardous locations such as airside, MOD sites, rail, sub stations, etc.<\/li>\n<\/ul>\n<p>          <\/div>\n                  <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n[vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column]\n  <div class='content-heading  100% content-heading--ruled '>\n    <p class='text-brand-blue subheading'>Ready to help minimise your risk and uncertainty?<\/p>\n    <h2 class='text-brand-blue   text-bold h2'>\n      Fill In Our Quick Form Today for a Quote.\n    <\/h2>\n\t\n  <\/div>\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='#form' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Request a Quote<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; section_type=&#8221;bg-solid&#8221; css=&#8221;.vc_custom_1694604250735{background-color: #eaeaec !important;}&#8221;][vc_row][vc_column width=&#8221;2\/3&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      Why choose Brown &amp; Brown to insure your Roofing Business?\n    <\/h2>\n\t\n  <\/div>[vc_column_text css=&#8221;&#8221;]At Brown &amp; Brown, our specialist team has extensive experience arranging insurance for roofing contractors. We\u2019re here to offer clear guidance, practical advice, and answers to any questions you may have.<\/p>\n<p>We take the time to understand your business, from your day-to-day operations to your future plans, so we can recommend tailored insurance solutions that provide the protection you need.<\/p>\n<p>Master Roofers UK members, can benefit from:<\/p>\n<ul>\n<li><strong>An exclusive 10% discount for professional federation members<\/strong><\/li>\n<li><strong>Flexible 18-month policy options<\/strong>, giving you greater control and convenience<\/li>\n<\/ul>\n<p>And should you ever need to make a claim, you can be confident in the support you\u2019ll receive. As your broker, we\u2019ll be by your side throughout the process, working with a claims team experienced in the roofing sector.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;40841&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][\/vc_section][vc_section section_padding_top=&#8221;pt-0&#8243; section_padding_bottom=&#8221;pb-0&#8243; el_id=&#8221;form&#8221;][vc_row row_title=&#8221;50\/50 Text and Form&#8221;][vc_column width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      Request a Quote\n    <\/h2>\n\t\n  <\/div>[vc_empty_space height=&#8221;16px&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<ul>\n<li>Simple &amp; Efficient \u2013 Request a quote now<\/li>\n<li>Trusted Advisors \u2013 Nationwide specialists<\/li>\n<li>Exceptional Service \u2013 Rated by real customers on Feefo<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_raw_html css=&#8221;&#8221;]JTNDYSUyMGhyZWYlM0QlMjJodHRwcyUzQSUyRiUyRnd3dy5mZWVmby5jb20lMkZyZXZpZXdzJTJGYnJvd24tYnJvd24tdWslMjIlMjB0YXJnZXQlM0QlMjJfYmxhbmslMjIlM0UlM0NpbWclMjBhbHQlM0QlMjJGZWVmbyUyMGxvZ28lMjIlMjBib3JkZXIlM0QlMjIwJTIyJTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZhcGkuZmVlZm8uY29tJTJGYXBpJTJGbG9nbyUzRm1lcmNoYW50aWRlbnRpZmllciUzRGJyb3duLWJyb3duLXVrJTIyJTIwdGl0bGUlM0QlMjJTZWUlMjB3aGF0JTIwb3VyJTIwY3VzdG9tZXJzJTIwc2F5JTIwYWJvdXQlMjB1cyUyMiUyRiUzRSUzQyUyRmElM0U=[\/vc_raw_html][vc_single_image image=&#8221;40696&#8243; img_size=&#8221;large&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_raw_html css=&#8221;&#8221;]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[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1762338825815{background-color: #EAEAEC !important;}&#8221;][vc_row row_title=&#8221;FAQs Accordion&#8221;][vc_column]\n  <div class='content-heading text-center 100%  '>\n    \n    <h2 class='text-brand-blue   text-bold h2'>\n      Your Questions, Answered\n    <\/h2>\n\t\n  <\/div>[vc_tta_accordion][vc_tta_section title=&#8221;Do I need employer\u2019s liability for my roofing business?&#8221; tab_id=&#8221;1759938794218-7c12178f-e307&#8243;][vc_column_text css=&#8221;&#8221;]If you have anyone working on your behalf on a project you have been contracted on, then you need employer\u2019s liability insurance. In the UK, it is a legal requirement if you employ <strong>anyone<\/strong>, including permanent staff, apprentices, part-time workers, and temporary labour-only sub-contractors. Employers&#8217; liability (EL) insurance helps protect your business against compensation claims if an employee is injured or falls ill while working for you. In addition, you may be at risk of a fine if you do not have appropriate insurance in place.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Do I need Public Liability Insurance?&#8221; tab_id=&#8221;1782484750292-8f9050a9-b7c7&#8243;][vc_column_text css=&#8221;&#8221;]Whilst this is not a legal requirement, many businesses and projects require you to have public liability insurance before awarding any contracts. The limit you need will depend on the size of works that are being undertaken, with larger projects requiring a higher indemnity limit. Public liability provides cover for accidental injury or property damage claims, made by third parties such as clients, contractors or the general public.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Can I reduce my Public Liability Indemnity limit?&#8221; tab_id=&#8221;1782484773473-c087e782-8421&#8243;][vc_column_text css=&#8221;&#8221;]It is possible to reduce your public liability limit, but it is important to take into consideration prior works, as claims can be made against your works in the future. Generally it is not advisable to reduce your public liability limit, as you may be personally liable for any excess amounts.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Why do I need specific Roofers liability insurance?&#8221; tab_id=&#8221;1782484790502-a6768464-ec1d&#8221;][vc_column_text css=&#8221;&#8221;]We understand the needs of Roofers and your business and are pleased to offer a product which is designed to reduce some common restrictions and covenants often found within standard tradesperson policies. This Roofer\u2019s insurance cover can be arranged without standard height restrictions and can include extensions for areas such as defective workmanship and pure financial loss which may be excluded or more limited under standard Public Liability policies, particularly where no damage has occurred.<\/p>\n<p>We know that when undertaking roofing works, all sorts of challenges can occur. This policy can provide cover to include works to remove non-licensed, non-notifiable asbestos.<\/p>\n<p>All policies are subject to insurer terms, conditions and underwriting acceptance.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row row_title=&#8221;Feefo Carousel&#8221;][vc_column][vc_raw_html css=&#8221;&#8221;]JTNDZGl2JTIwaWQlM0QlMjJmZWVmby1zZXJ2aWNlLXJldmlldy1jYXJvdXNlbC13aWRnZXRJZCUyMiUyMGNsYXNzJTNEJTIyZmVlZm8tcmV2aWV3LWNhcm91c2VsLXdpZGdldC1zZXJ2aWNlJTIyJTNFJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>We understand the complex needs of roofers and are pleased to offer comprehensive solutions designed to support Master Roofers UK members, helping to provide protection and peace of mind.<\/p>\n","protected":false},"author":39,"featured_media":40696,"parent":40425,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-41074","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.3 (Yoast SEO v28.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Insurance for Roofers - Brown &amp; 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