The Health Insurance Portability and Accountability Act (HIPAA) requires covered entities to take steps to maintain the privacy and security of protected health information (PHI). Group health plans sponsored by employers are considered Covered Entities under HIPAA and must comply with these requirements to help avoid information breaches and potential penalties. This webinar will help […]
Musculoskeletal (MSK) health remains a top cost driver for organizations domestically and globally. The unique spectrum of risk, treatment and cost positions MSK health and well-being as a unique challenge for employers. Join Brown & Brown Population Health & Well-Being specialists and distinguished guest speakers for a three-part webinar series to explore this dynamic area […]
Since 1996, employers subject to the Family and Medical Leave Act (FMLA) have been required to provide job-protected leaves of absence to covered workers. Workers’ rights under FMLA also include health care benefits protections. Final regulations published by the United States Department of Labor (DOL) in February 2013 expanded certain provisions of the FMLA. Although […]
Fringe benefits are forms of extra compensation provided by employers to employees in addition to their regular wages, such as cash, cash-equivalents, assistance programs or other non-monetary benefits. Under the Internal Revenue Code (IRC) Section 61, all income is considered taxable unless an exclusion applies, such as a designated ‘fringe benefit.’ Other additional benefits from […]
The Brown & Brown Regulatory and Legislative (R&L) Strategy team invites you to a discussion of some of the most relevant and popular topics related to health and welfare benefit plan compliance in 2024. This presentation will be in an FAQ format, and we will explore several employee benefit plan regulatory requirements that plan sponsors […]
ACA reporting that occurs in 2025 for the 2024 calendar year is just around the corner. Please join us as we review the ACA reporting requirements (Forms 1094-B, 1095-B, 1094-C and 1095-C) for the 2024 calendar year. While the information covered in this presentation may be a refresher for many, this issue area of regulatory […]
In September 2024, the Departments published final rules titled “Requirements Related to the Mental Health Parity and Addiction Equity Act (MHPAEA).” These rules specifically relate to the requirements surrounding Non-Quantitative Treatment Limitations (NQTLs), including the comparative analysis requirement established under the Consolidated Appropriations Act, 2021 (CAA, 2021). Please join us for an overview of these […]
Most employers offer healthcare options to their employees that include account-based plans—Health FSAs, HRAs or HSAs. Health FSAs and HRAs are employer-provided group health plans that allow for the payment or reimbursement of expenses for medical care on a tax-favored basis. HSAs, on the other hand, are tax-favored trusts or custodial accounts owned by the […]
For most plan sponsors, the Employee Retirement Income Security Act (ERISA) is one of the most significant laws governing their employee health and welfare benefit plan. ERISA imposes various requirements on plan sponsors, including the requirement that the plan have a written plan document and a Summary Plan Description (SPD). Plans subject to ERISA must […]
For plans subject to the Employee Retirement Income Security Act (ERISA), the law establishes certain standards that must be followed by those who manage the employee benefit plan and its assets (e.g., plan fiduciaries). An ERISA plan has certain designated and automatic fiduciaries, and an individual may also become a fiduciary by the nature of […]
The stress and challenges of life can throw us off course and affect our physical and mental health. By training ourselves to handle tough moments – building an “endurance mindset” – we can improve our ability to adapt to change and take control of our well-being. Please join Brown & Brown for a webinar focused […]
When an employee requests to make a mid-year election change to their benefit elections, employers must consider multiple factors, such as whether the election change is permitted under the Section 125 plan, in addition to the facts and circumstances of the request and the timing of the request. This is due to the complexity surrounding […]
