Construction Insurance Solutions for Businesses in Ireland

Insurance solutions for contractors, developers and construction professionals.

Construction Insurance Backed by Specialist Advice

Whether you are managing a single project or overseeing multiple developments, construction businesses face increasing pressure from contractual obligations, workforce challenges, plant and equipment exposures, project delays and evolving insurance requirements.

Brown & Brown helps contractors, developers and construction professionals identify, manage and transfer risk through tailored insurance and risk advisory solutions.

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Who We Help:

Insurance for Contractors & Subcontractors

From main contractors to subcontractors and specialist trades, construction businesses need insurance that can respond to the realities of site work, contractual obligations and changing project requirements.

Relevant cover may include:

Contractors All Risks, Public Liability, Employers Liability, Plant & Equipment, Motor Fleet, Tools & Equipment, Contract Works.

Insurance for Developers & Project Owners

Developers and project owners often need insurance arrangements that support construction activity across the full project lifecycle, from early planning and tender requirements through to completion.

Relevant cover may include:

Contractors All Risks, Latent Defects Insurance, Public Liability, Environmental Liability, Bonds & Surety, Professional Indemnity, Property Owners Insurance, Employers Liability

Insurance for Construction Professionals

Architects, engineers, surveyors, consultants and design-and-build firms may require specialist insurance to help protect against claims linked to advice, design, consultancy or professional services.

Relevant cover may include:

Professional Indemnity, Public Liability, Cyber Insurance, Directors & Officers Liability, Office Insurance, Employers Liability

Construction Insurance Solutions

Every construction business is different. Our team can help you explore insurance options based on your activities, project requirements, contractual obligations and existing cover.

Contractors All Risks insurance can help protect construction works, materials and plant against loss or damage during a project. It is commonly required for contractors, developers and project owners.
Public Liability insurance helps protect construction businesses where third-party injury or property damage claims arise from their business activities.
Employers Liability insurance helps protect businesses against claims arising from workplace injury or illness involving employees.
Professional Indemnity insurance is important for construction businesses and professionals providing advice, design, consultancy or specification services.
Plant & Equipment insurance can provide cover for owned or hired-in machinery, tools and specialist equipment used on construction projects.
Bonds and surety solutions may be required to support tender, performance, payment or contractual obligations on construction projects.
Latent Defects insurance can provide protection against certain structural defects discovered after project completion, subject to policy terms and conditions.
Cyber insurance can help protect construction businesses from digital risks such as fraud, ransomware, data breaches and operational disruption.

Solutions at
Every Stage

Need Help Finding the Right Construction Cover?

Whether you are preparing for renewal, tendering for a new project or reviewing your current insurance arrangements, our team can help you explore your options.

Why Brown & Brown?

Every construction business is different. Whether you’re managing a single project, tendering for larger contracts or overseeing multiple sites, our team can help you navigate the insurance requirements that support your business.

Construction Sector Knowledge

Construction businesses face unique insurance requirements, from liability and contract works to plant, equipment and professional indemnity. Our team understands the practical challenges that contractors, developers and construction professionals face.

Access to Insurance Markets

We work with a range of insurers to help clients explore insurance solutions that reflect their activities, project requirements and business needs.

Claims Support When It Matters

When claims occur, clear communication and practical support are important. Our team is on hand to guide clients through the claims process and help minimise disruption.

Construction Insurance Starts Here

From single-site contractors to larger construction businesses, we’re here to help you find insurance solutions that support your projects, people and business.

Complete the form opposite and a member of our team will contact you to discuss your requirements.

Construction Insurance FAQs

What insurance do construction companies need in Ireland?

The insurance requirements of a construction business will depend on the type of work carried out, the size of the business and any contractual obligations. Common types of cover include Public Liability, Employers Liability, Contractors All Risks, Professional Indemnity and Plant & Equipment Insurance.

What is Contractors All Risks Insurance?

Contractors All Risks Insurance is designed to protect construction works, materials and equipment during a project. Cover can be tailored to the nature of the project and the activities being carried out.

Do contractors need Public Liability Insurance?

Public Liability Insurance helps protect businesses against claims arising from accidental injury to third parties or damage to third-party property. It is often a requirement when working on construction sites or under contract.

What is Employers Liability Insurance?

Employers Liability Insurance helps protect businesses against claims from employees who suffer injury or illness as a result of their work. It is an important consideration for construction businesses employing staff.

What is Professional Indemnity Insurance?

Professional Indemnity Insurance is designed for businesses that provide professional advice, design or consultancy services. It can help protect against claims arising from alleged errors, omissions or professional negligence.

Does construction insurance cover plant and equipment?

Specialist cover can be arranged for owned or hired-in plant, machinery, tools and equipment. The level of cover required will depend on the items being insured and how they are used.

What insurance is required for construction tenders?

Tender requirements vary from project to project. Customers and principal contractors may require evidence of Public Liability, Employers Liability, Contractors All Risks, Professional Indemnity or other specialist insurance before work begins.

What is Latent Defects Insurance?

Latent Defects Insurance can provide protection against certain structural defects that are discovered after a project has been completed. It is often considered by developers, lenders and property owners.

Can insurance be arranged for a specific construction project?

Yes. Project-specific insurance can be arranged for certain developments and construction contracts. This may provide cover aligned with the duration, value and requirements of a particular project.

When should construction insurance be reviewed?

Construction insurance should be reviewed regularly, particularly when tendering for new work, taking on larger projects, purchasing plant or equipment, hiring employees or approaching renewal.