Renovation Insurance Built For You
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Renovation Insurance
At Brown & Brown, we provide specialist insurance solutions for clients undertaking building work on their homes – from small extensions and refurbishments to full-scale renovations or rebuilds.
While contractors are required to hold their own insurance, their policies are designed to protect their business, not necessarily your property. Our tailored renovation insurance solutions safeguard your home and financial interests while work is in progress. It helps to provide protection for the existing structure as well as the new works, materials on site and potential liabilities that may arise during the project.
Often, household policies will exclude cover for properties with building works being undertaken leaving homeowners financially liable for any claims.
We work with leading insurers who understand high-value properties and the complexities of bespoke construction.
Why Choose Us
Tailored Solutions
Specialist Teams
Exceptional Service
Solutions at
Every Stage
Let’s Find the Right Fit Together
Every project is different, and your insurance should reflect that. Let’s connect and talk through options built with you in mind.
Tailored Solutions for Every Renovation Project
Property Damage
Property Owners Liability
Legal Expenses
Loss of Rent
Employers' Liability
Personal Accident
Your Questions, Answered
Standard home insurance may not cover major renovation work. We can arrange cover for materials, liability, and structural damage.
Yes, some policies can cover liability for contractors, but they should also have their own insurance.
Certain policies can cover additional costs due to delays caused by insured events such as fire or flood.
Yes, we can arrange specialist insurance for homes left vacant during renovation projects.